bunq vs Starling Bank - VaultCue
VaultCue

Neobank comparison

bunq vs Starling Bank

Compare bunq and Starling Bank side by side: fees, regulation, platforms.

bunq

bunq

Best for savings interest

bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe…

VS
Starling Bank

Starling Bank

Best for business banking

Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business …

Head-to-head comparison

bunq vs Starling Bank
Feature bunq Starling Bank
Monthly fee EUR 3.99 Free
FX markup 0% 0%
Savings APY 2.46% 3.25%
Currencies 16 3
Card network Mastercard Mastercard
Deposit protection Dutch deposit guarantee (DGS) up to 100,000 EUR FSCS up to 85,000 GBP
Regulators - -
Best for Best for savings interest Best for business banking
Markets & account

Pros & cons

bunq

bunq

Pros

  • Dutch banking licence with 100,000 EUR deposit protection
  • Competitive interest paid across multiple currencies
  • Up to 25 sub-accounts and shared spaces

Cons

  • No fully free plan; the entry tier carries a monthly fee
  • ATM withdrawals are charged after a small free allowance
Starling Bank

Starling Bank

Pros

  • FSCS-protected UK bank with no fees abroad at all
  • Genuinely strong free business account
  • Interest paid on the current-account balance

Cons

  • Limited multi-currency holding beyond GBP, EUR and USD
  • No cash-back or rewards programme
bunq

bunq

bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe. The monthly fee is the trade-off for that protection and yield.

Confirm current fees and rates on the provider's site. T&Cs apply.

Starling Bank

Starling Bank

Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business account that punches far above its price.

Confirm current fees and rates on the provider's site. T&Cs apply.

Not the right match?

Line up any two accounts side by side, or browse the full list to find your next platform.