Revolut vs Starling Bank - VaultCue
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Neobank comparison

Revolut vs Starling Bank

Compare Revolut and Starling Bank side by side: fees, regulation, platforms.

Revolut

Revolut

Best all-rounder

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…

VS
Starling Bank

Starling Bank

Best for business banking

Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business …

Head-to-head comparison

Revolut vs Starling Bank
Feature Revolut Starling Bank
Monthly fee Free Free
FX markup 0.50% 0%
Savings APY 1.74% 3.25%
Currencies 36 3
Card network Visa and Mastercard Mastercard
Deposit protection Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA FSCS up to 85,000 GBP
Regulators - -
Best for Best all-rounder Best for business banking
Markets & account

Pros & cons

Revolut

Revolut

Pros

  • Huge feature set: FX, savings vaults, stocks, crypto and budgeting
  • Weekday interbank FX up to a generous monthly limit
  • Polished app with instant spend notifications

Cons

  • Weekend FX surcharge and out-of-limit conversion fees
  • UK balances are safeguarded e-money, not FSCS protected
Starling Bank

Starling Bank

Pros

  • FSCS-protected UK bank with no fees abroad at all
  • Genuinely strong free business account
  • Interest paid on the current-account balance

Cons

  • Limited multi-currency holding beyond GBP, EUR and USD
  • No cash-back or rewards programme
Revolut

Revolut

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.

Confirm current fees and rates on the provider's site. T&Cs apply.

Starling Bank

Starling Bank

Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business account that punches far above its price.

Confirm current fees and rates on the provider's site. T&Cs apply.

Not the right match?

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