Kroo vs Starling Bank - VaultCue
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Neobank comparison

Kroo vs Starling Bank

Compare Kroo and Starling Bank side by side: fees, regulation, platforms.

Kroo

Kroo

Best for interest on your balance

Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compel…

VS
Starling Bank

Starling Bank

Best for business banking

Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business …

Head-to-head comparison

Kroo vs Starling Bank
Feature Kroo Starling Bank
Monthly fee Free Free
FX markup 0% 0%
Savings APY 4.10% 3.25%
Currencies 1 3
Card network Mastercard Mastercard
Deposit protection FSCS up to 85,000 GBP FSCS up to 85,000 GBP
Regulators - -
Best for Best for interest on your balance Best for business banking
Markets & account

Pros & cons

Kroo

Kroo

Pros

  • FSCS-protected UK bank paying interest on the current-account balance
  • No fees on spending or ATM withdrawals abroad
  • Shared group accounts for splitting bills

Cons

  • GBP-only with no multi-currency holding
  • Smaller feature set than the established UK challengers
Starling Bank

Starling Bank

Pros

  • FSCS-protected UK bank with no fees abroad at all
  • Genuinely strong free business account
  • Interest paid on the current-account balance

Cons

  • Limited multi-currency holding beyond GBP, EUR and USD
  • No cash-back or rewards programme
Kroo

Kroo

Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compelling FSCS-protected home for an everyday GBP balance.

Confirm current fees and rates on the provider's site. T&Cs apply.

Starling Bank

Starling Bank

Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business account that punches far above its price.

Confirm current fees and rates on the provider's site. T&Cs apply.

Not the right match?

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