Kroo vs Lunar - VaultCue
VaultCue

Neobank comparison

Kroo vs Lunar

Compare Kroo and Lunar side by side: fees, regulation, platforms.

Kroo

Kroo

Best for interest on your balance

Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compel…

VS
Lunar

Lunar

Best for the Nordics

Lunar is the standout licensed neobank for the Nordics, folding savings, investing and crypto into a single r…

Head-to-head comparison

Kroo vs Lunar
Feature Kroo Lunar
Monthly fee Free Free
FX markup 0% 0%
Savings APY 4.10% 2.50%
Currencies 1 4
Card network Mastercard Mastercard
Deposit protection FSCS up to 85,000 GBP Nordic deposit guarantee up to 100,000 EUR
Regulators - -
Best for Best for interest on your balance Best for the Nordics
Markets & account

Pros & cons

Kroo

Kroo

Pros

  • FSCS-protected UK bank paying interest on the current-account balance
  • No fees on spending or ATM withdrawals abroad
  • Shared group accounts for splitting bills

Cons

  • GBP-only with no multi-currency holding
  • Smaller feature set than the established UK challengers
Lunar

Lunar

Pros

  • Full Nordic banking licence with deposit protection
  • Savings, investing and crypto in one app
  • Strong coverage across Denmark, Sweden and Norway

Cons

  • Focused on the Nordic region only
  • Premium features sit behind paid tiers
Kroo

Kroo

Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compelling FSCS-protected home for an everyday GBP balance.

Confirm current fees and rates on the provider's site. T&Cs apply.

Lunar

Lunar

Lunar is the standout licensed neobank for the Nordics, folding savings, investing and crypto into a single regulated app.

Confirm current fees and rates on the provider's site. T&Cs apply.

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