Neobank comparison
Compare Mercury and Starling Bank side by side: fees, regulation, platforms.
Best for startups
Mercury is the go-to operating account for venture-backed startups, pairing free business banking with a deep…
Best for business banking
Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business …
| Feature | Mercury | Starling Bank |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 1% | 0% |
| Savings APY | - | 3.25% |
| Currencies | 3 | 3 |
| Card network | Mastercard | Mastercard |
| Deposit protection | FDIC up to 5,000,000 USD via partner-bank sweep | FSCS up to 85,000 GBP |
| Regulators | - | - |
| Best for | Best for startups | Best for business banking |
| Markets & account | ||
Mercury
Mercury is the go-to operating account for venture-backed startups, pairing free business banking with a deep sweep network and treasury tools.
Confirm current fees and rates on the provider's site. T&Cs apply.
Starling Bank
Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business account that punches far above its price.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.