Mercury vs Tide Go - VaultCue
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Neobank comparison

Mercury vs Tide Go

Compare Mercury and Tide Go side by side: fees, regulation, platforms.

Mercury

Mercury

Best for startups

Mercury is the go-to operating account for venture-backed startups, pairing free business banking with a deep…

VS
Tide Go

Tide Go

Best for sole traders

Tide Go is a quick-to-open business account aimed at UK sole traders.

Head-to-head comparison

Mercury vs Tide Go
Feature Mercury Tide Go
Monthly fee Free Free
FX markup 1% 0.40%
Savings APY - -
Currencies 3 2
Card network Mastercard Mastercard
Deposit protection FDIC up to 5,000,000 USD via partner-bank sweep Safeguarded (FCA-authorised e-money)
Regulators - -
Best for Best for startups Best for sole traders
Markets & account

Pros & cons

Mercury

Mercury

Pros

  • Free business banking built for startups and founders
  • Extended FDIC cover through a partner-bank sweep network
  • Treasury yield and software integrations built in

Cons

  • No personal accounts; business and US-incorporated focus
  • FX on international payments carries a markup
Tide Go

Tide Go

Pros

  • Fast business onboarding
  • Invoicing and accounting links

Cons

  • Business-only
  • Safeguarded, not protected
Mercury

Mercury

Mercury is the go-to operating account for venture-backed startups, pairing free business banking with a deep sweep network and treasury tools.

Visit Mercury Read review

Confirm current fees and rates on the provider's site. T&Cs apply.

Tide Go

Tide Go

Tide Go is a quick-to-open business account aimed at UK sole traders.

Visit Tide Go Read review

Confirm current fees and rates on the provider's site. T&Cs apply.

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