Neobank comparison
Compare Mercury and Vivid Money side by side: fees, regulation, platforms.
Best for startups
Mercury is the go-to operating account for venture-backed startups, pairing free business banking with a deep…
Best for cashback and investing
Vivid bundles spending cashback, savings interest and commission-light investing into one account, which make…
| Feature | Mercury | Vivid Money |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 1% | 0% |
| Savings APY | - | 3.50% |
| Currencies | 3 | 40 |
| Card network | Mastercard | Visa |
| Deposit protection | FDIC up to 5,000,000 USD via partner-bank sweep | DGS up to 100,000 EUR via Solarisbank |
| Regulators | - | - |
| Best for | Best for startups | Best for cashback and investing |
| Markets & account | ||
Mercury
Mercury is the go-to operating account for venture-backed startups, pairing free business banking with a deep sweep network and treasury tools.
Confirm current fees and rates on the provider's site. T&Cs apply.
Vivid Money
Vivid bundles spending cashback, savings interest and commission-light investing into one account, which makes it a strong second card for EU spenders chasing rewards.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.