Neobank comparison
Compare Kroo and Monese side by side: fees, regulation, platforms.
Best for interest on your balance
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compel…
Best for newcomers without local credit history
Monese earns its place as an entry account for new arrivals who cannot yet pass a traditional bank's checks, …
| Feature | Kroo | Monese |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 2.50% |
| Savings APY | 4.10% | - |
| Currencies | 1 | 3 |
| Card network | Mastercard | Mastercard |
| Deposit protection | FSCS up to 85,000 GBP | Safeguarded (FCA-authorised e-money) |
| Regulators | - | - |
| Best for | Best for interest on your balance | Best for newcomers without local credit history |
| Markets & account | ||
Kroo
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compelling FSCS-protected home for an everyday GBP balance.
Confirm current fees and rates on the provider's site. T&Cs apply.
Monese
Monese earns its place as an entry account for new arrivals who cannot yet pass a traditional bank's checks, with multi-currency basics built in from day one.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.