Neobank comparison
Compare Kroo and Monzo side by side: fees, regulation, platforms.
Best for interest on your balance
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compel…
Best for budgeting
Monzo turned budgeting into the headline feature of a current account. For UK users who want to see and shape…
| Feature | Kroo | Monzo |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0% |
| Savings APY | 4.10% | 3.50% |
| Currencies | 1 | 1 |
| Card network | Mastercard | Mastercard |
| Deposit protection | FSCS up to 85,000 GBP | FSCS up to 85,000 GBP |
| Regulators | - | - |
| Best for | Best for interest on your balance | Best for budgeting |
| Markets & account | ||
Kroo
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compelling FSCS-protected home for an everyday GBP balance.
Confirm current fees and rates on the provider's site. T&Cs apply.
Monzo
Monzo turned budgeting into the headline feature of a current account. For UK users who want to see and shape their spending, nothing else comes close on usability.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.