Neobank comparison
Compare Monzo and Starling Bank side by side: fees, regulation, platforms.
Best for budgeting
Monzo turned budgeting into the headline feature of a current account. For UK users who want to see and shape…
Best for business banking
Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business …
| Feature | Monzo | Starling Bank |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0% |
| Savings APY | 3.50% | 3.25% |
| Currencies | 1 | 3 |
| Card network | Mastercard | Mastercard |
| Deposit protection | FSCS up to 85,000 GBP | FSCS up to 85,000 GBP |
| Regulators | - | - |
| Best for | Best for budgeting | Best for business banking |
| Markets & account | ||
Monzo
Monzo turned budgeting into the headline feature of a current account. For UK users who want to see and shape their spending, nothing else comes close on usability.
Confirm current fees and rates on the provider's site. T&Cs apply.
Starling Bank
Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business account that punches far above its price.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.