Current
Pros
- Teen accounts with parental controls and chores
- Bonus savings pods paying boosted APY
- Early payday and fee-free overdraft
Cons
- Not a bank; FDIC cover runs through partner banks
- Boosted savings rate is capped to a balance limit
Neobank comparison
Current vs Starling Bank
Compare Current and Starling Bank side by side: fees, regulation, platforms.
Current
Best for teens and families
Current is the US neobank for households: teen accounts with controls sit alongside boosted savings pods and …
VS
Starling Bank
Best for business banking
Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business …
Head-to-head comparison
| Feature | Current | Starling Bank |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0% |
| Savings APY | 4% | 3.25% |
| Currencies | 1 | 3 |
| Card network | Visa | Mastercard |
| Deposit protection | FDIC up to 250,000 USD via Choice Financial Group and Cross River Bank | FSCS up to 85,000 GBP |
| Regulators | - | - |
| Best for | Best for teens and families | Best for business banking |
| Markets & account | ||
Pros & cons
Starling Bank
Pros
- FSCS-protected UK bank with no fees abroad at all
- Genuinely strong free business account
- Interest paid on the current-account balance
Cons
- Limited multi-currency holding beyond GBP, EUR and USD
- No cash-back or rewards programme
Current
Current is the US neobank for households: teen accounts with controls sit alongside boosted savings pods and early payday for the parents.
Confirm current fees and rates on the provider's site. T&Cs apply.
Starling Bank
Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business account that punches far above its price.
Confirm current fees and rates on the provider's site. T&Cs apply.
Not the right match?
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