Starling Bank
Pros
- FSCS-protected UK bank with no fees abroad at all
- Genuinely strong free business account
- Interest paid on the current-account balance
Cons
- Limited multi-currency holding beyond GBP, EUR and USD
- No cash-back or rewards programme
Neobank comparison
Starling Bank vs Tide Go
Compare Starling Bank and Tide Go side by side: fees, regulation, platforms.
Starling Bank
Best for business banking
Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business …
VS
Tide Go
Best for sole traders
Tide Go is a quick-to-open business account aimed at UK sole traders.
Head-to-head comparison
| Feature | Starling Bank | Tide Go |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0.40% |
| Savings APY | 3.25% | - |
| Currencies | 3 | 2 |
| Card network | Mastercard | Mastercard |
| Deposit protection | FSCS up to 85,000 GBP | Safeguarded (FCA-authorised e-money) |
| Regulators | - | - |
| Best for | Best for business banking | Best for sole traders |
| Markets & account | ||
Pros & cons
Tide Go
Pros
- Fast business onboarding
- Invoicing and accounting links
Cons
- Business-only
- Safeguarded, not protected
Starling Bank
Starling is the most complete UK bank account on this list: free abroad, FSCS protected, and with a business account that punches far above its price.
Confirm current fees and rates on the provider's site. T&Cs apply.
Tide Go
Tide Go is a quick-to-open business account aimed at UK sole traders.
Confirm current fees and rates on the provider's site. T&Cs apply.
Not the right match?
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