Tide Go
Pros
- Fast business onboarding
- Invoicing and accounting links
Cons
- Business-only
- Safeguarded, not protected
Neobank comparison
Tide Go vs ZEN
Compare Tide Go and ZEN side by side: fees, regulation, platforms.
Tide Go
Best for sole traders
Tide Go is a quick-to-open business account aimed at UK sole traders.
VS
ZEN
Best for cross-border shoppers
ZEN leans into rewards and multi-currency spending for cross-border shoppers, with a money-back guarantee tha…
Head-to-head comparison
| Feature | Tide Go | ZEN |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0.40% | 0% |
| Savings APY | - | - |
| Currencies | 2 | 32 |
| Card network | Mastercard | Mastercard |
| Deposit protection | Safeguarded (FCA-authorised e-money) | Safeguarded (Lithuanian EMI licence) |
| Regulators | - | - |
| Best for | Best for sole traders | Best for cross-border shoppers |
| Markets & account | ||
Pros & cons
ZEN
Pros
- Purchase money-back rewards on card spending
- Holds and converts 30+ currencies
- Quick onboarding for shoppers and small businesses
Cons
- Safeguarded e-money rather than a banking licence
- No in-app savings interest
Tide Go
Tide Go is a quick-to-open business account aimed at UK sole traders.
Confirm current fees and rates on the provider's site. T&Cs apply.
ZEN
ZEN leans into rewards and multi-currency spending for cross-border shoppers, with a money-back guarantee that few rivals match.
Confirm current fees and rates on the provider's site. T&Cs apply.
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