Lunar
Pros
- Full Nordic banking licence with deposit protection
- Savings, investing and crypto in one app
- Strong coverage across Denmark, Sweden and Norway
Cons
- Focused on the Nordic region only
- Premium features sit behind paid tiers
Neobank comparison
Lunar vs Tomorrow
Compare Lunar and Tomorrow side by side: fees, regulation, platforms.
Lunar
Best for the Nordics
Lunar is the standout licensed neobank for the Nordics, folding savings, investing and crypto into a single r…
VS
Tomorrow
Best for sustainable banking
Tomorrow is the pick for customers who want their balance financing climate projects rather than fossil lendi…
Head-to-head comparison
| Feature | Lunar | Tomorrow |
|---|---|---|
| Monthly fee | Free | EUR 3 |
| FX markup | 0% | 0% |
| Savings APY | 2.50% | - |
| Currencies | 4 | 1 |
| Card network | Mastercard | Visa |
| Deposit protection | Nordic deposit guarantee up to 100,000 EUR | DGS up to 100,000 EUR via Solarisbank |
| Regulators | - | - |
| Best for | Best for the Nordics | Best for sustainable banking |
| Markets & account | ||
Pros & cons
Tomorrow
Pros
- Deposits steered toward sustainable lending projects
- Round-up pockets and clear spending insights
- EU deposit cover via its licensed partner bank
Cons
- No free plan; every tier carries a monthly fee
- Euro-only and limited to the German market
Lunar
Lunar is the standout licensed neobank for the Nordics, folding savings, investing and crypto into a single regulated app.
Confirm current fees and rates on the provider's site. T&Cs apply.
Tomorrow
Tomorrow is the pick for customers who want their balance financing climate projects rather than fossil lending, and who will pay a small monthly fee for that alignment.
Confirm current fees and rates on the provider's site. T&Cs apply.
Not the right match?
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