Neobank comparison
Compare Monese and Tomorrow side by side: fees, regulation, platforms.
Best for newcomers without local credit history
Monese earns its place as an entry account for new arrivals who cannot yet pass a traditional bank's checks, …
Best for sustainable banking
Tomorrow is the pick for customers who want their balance financing climate projects rather than fossil lendi…
| Feature | Monese | Tomorrow |
|---|---|---|
| Monthly fee | Free | EUR 3 |
| FX markup | 2.50% | 0% |
| Savings APY | - | - |
| Currencies | 3 | 1 |
| Card network | Mastercard | Visa |
| Deposit protection | Safeguarded (FCA-authorised e-money) | DGS up to 100,000 EUR via Solarisbank |
| Regulators | - | - |
| Best for | Best for newcomers without local credit history | Best for sustainable banking |
| Markets & account | ||
Monese
Monese earns its place as an entry account for new arrivals who cannot yet pass a traditional bank's checks, with multi-currency basics built in from day one.
Confirm current fees and rates on the provider's site. T&Cs apply.
Tomorrow
Tomorrow is the pick for customers who want their balance financing climate projects rather than fossil lending, and who will pay a small monthly fee for that alignment.
Confirm current fees and rates on the provider's site. T&Cs apply.
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