Kroo vs Vivid Money - VaultCue
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Neobank comparison

Kroo vs Vivid Money

Compare Kroo and Vivid Money side by side: fees, regulation, platforms.

Kroo

Kroo

Best for interest on your balance

Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compel…

VS
Vivid Money

Vivid Money

Best for cashback and investing

Vivid bundles spending cashback, savings interest and commission-light investing into one account, which make…

Head-to-head comparison

Kroo vs Vivid Money
Feature Kroo Vivid Money
Monthly fee Free Free
FX markup 0% 0%
Savings APY 4.10% 3.50%
Currencies 1 40
Card network Mastercard Visa
Deposit protection FSCS up to 85,000 GBP DGS up to 100,000 EUR via Solarisbank
Regulators - -
Best for Best for interest on your balance Best for cashback and investing
Markets & account

Pros & cons

Kroo

Kroo

Pros

  • FSCS-protected UK bank paying interest on the current-account balance
  • No fees on spending or ATM withdrawals abroad
  • Shared group accounts for splitting bills

Cons

  • GBP-only with no multi-currency holding
  • Smaller feature set than the established UK challengers
Vivid Money

Vivid Money

Pros

  • Cashback on everyday spending plus in-app investing
  • Multi-currency pockets with interest
  • Backed by a licensed partner bank with EU deposit cover

Cons

  • E-money model relying on its partner bank for protection
  • Best perks sit behind the paid Prime plan
Kroo

Kroo

Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compelling FSCS-protected home for an everyday GBP balance.

Confirm current fees and rates on the provider's site. T&Cs apply.

Vivid Money

Vivid Money

Vivid bundles spending cashback, savings interest and commission-light investing into one account, which makes it a strong second card for EU spenders chasing rewards.

Confirm current fees and rates on the provider's site. T&Cs apply.

Not the right match?

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