Guides and explainers
Banking for digital nomads
Digital nomads need accounts that handle several currencies, work without a fixed address, keep cards dependable and answer across time zones.
Business neobank or traditional business bank
A business neobank and a traditional business bank differ in how company money is held, and also in onboarding, cash handling, lending and accounting links.
Deposit protection across countries
Deposit protection schemes differ by country, and money held with an e-money firm is often treated differently, so checking the legal entity matters.
Business bank accounts
The company behind the account: who you are actually banking with
Who legally runs a current account, where that company is registered, how long it has been trading and how you reach it when something goes wrong.
Business bank accounts
Everyday accounts: how to compare cost, safety and support
A section by section way to compare everyday bank accounts on what they cost, where the money is protected, and what help you get when a payment goes wrong.
Business bank accounts
Everyday account fees: what you actually pay
A monthly fee is only the first line of an everyday account's cost, so compare the standing charge, the transfer charges and any percentage on currency before you choose.
Business bank accounts
Local details and currencies: how everyday accounts compare
Everyday accounts differ first in which local payment details they list and how many currencies they cover, so compare those two facts before anything else.
Business bank accounts
Regulation and registers: how to check the bank behind an everyday account
Every current account sits behind a licence entry in a public register, and that entry tells you who supervises the provider and what kind of licence it holds, which is a different question from what the account costs.
Business bank accounts
Everyday account safety: deposit protection and regulation
A repeatable way to read deposit protection, check the licence and register entry, then price the account type you actually want to open.
Business bank accounts
Everyday account rates and terms: how to compare
Variable and fixed rates, terms and rate ranges sit side by side here, so you can see what an everyday account pays, what it costs to run and how long it holds.
Business bank accounts
How to choose a business bank account
A step by step way to compare business account fees, deposit protection and access terms, worked through with PayPal Colombia, Plazo ES and Skrill.
Current and checking accounts
How to choose a current and checking account
Standing fees, card and transfer costs, deposit protection and the way the balance behaves are what separate current and checking accounts, and AXI Card Tarjeta y Credito, XTB and Skrill answer those tests very differently.
Money transfer services
How to choose a money transfer service
PayPal Colombia and Skrill both charge no monthly fee, so the choice turns on the transfer cost, the exchange rate mark-up, the protection behind the balance and how fast the money arrives.
Multi-currency accounts
How to choose a multi-currency account
Choose a multi-currency account by weighing the exchange margin and the transfer fee, the monthly fee, the currency count, the deposit protection scheme and how quickly money leaves the account.
Online banks
How to choose online banks: fees, protection and access
Compare online accounts in a fixed order, kind, fees, protection, licence, access, using Varo Visa® Debit Card, Bit2Me and Crezu ES as worked examples.
Savings accounts
How to choose a savings account: rate, fees, access and protection
Comparing savings accounts works best in a fixed order: account kind, rate type, headline rate, fees, access terms, then deposit protection, and the worked examples here show how each step can rule a product in or out.
Student, teen and kids accounts
How to choose a student, teen and kids account
Choosing a student, teen or kids account comes down to audience fit, monthly cost, everyday access, deposit protection and support, with bunq and Pixpay FR differing most on the first two.
Money transfer services
Money transfer: the company behind your transfer
Who sits behind a money transfer service, and how to compare the legal entity, home country, founding year, licence, fees and support channels of each provider before you send.
Multi-currency accounts for expats
A plain guide to choosing a multi-currency account when you hold a home currency and a host currency, and what to check before you apply.
Multi-currency account or money transfer service
A multi-currency account keeps balances you can hold and spend, while a money transfer service moves individual payments from you to someone else.
Multi-currency accounts for international students
A practical guide to choosing a multi-currency account for receiving money from home, paying tuition and rent abroad, and opening without a local address.
Multi-currency accounts for frequent travellers
A calm guide to choosing a multi-currency account for card spending abroad, cash withdrawals, balances in several currencies and freezing a card.
App-first or traditional banks
App-first providers and traditional branch banks differ mainly in how you reach them, what they offer in person, and how deposits are protected.
Neobanks that offer crypto trading
Some app-based providers offer crypto trading, and their crypto holdings usually work differently from the money you keep in a deposit.
Cash ISAs
Savings access: how to compare getting at your money
Access terms decide how a savings account feels in practice, so here is how to line up notice periods, withdrawal caps, terms and interest timing across providers.
Cash ISAs
Savings: the company behind the account
The brand you see is rarely the company that holds your money, so compare the legal entity, the regulator, the founding year and the support behind each savings account before you open one.
Cash ISAs
Savings safety and regulation: how to check who backs your money
Deposit protection schemes, regulator licences and register numbers give you a repeatable way to check who stands behind a savings balance before you commit your money.
Cash ISAs
Savings rates and terms: how to compare what your money actually earns
A plain guide to reading savings rates side by side, from the variable rate that can move to the fixed rate and the term that holds it, with the account type and access rules checked alongside.