Updated October 17, 2026 · VaultCue Editorial Team

Top online banks compared in Singapore

43 accounts available in Singapore, ranked for Singapore.

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Top online banks compared in Singapore
OrderAccountScoreFeaturesKey factsActions
1
Statrys logo
StatrysTop pickPartner

Your account pays you back: HKD 188 per month

9.4/10
  • No monthly fee
  • Low FX
Monthly fee:
HK$0
Currency conversion fee:
0.1% to 0.15%
Currencies:
11
ReviewCompareSee alternatives
2
MyMonty logo
MyMontyPartner
9.3/10
  • No monthly fee
Monthly fee:
€0
Deposit protection:
FSCS up to GBP 85,000
Currencies:
2
ReviewCompareSee alternatives
3
Revolut ES logo
Revolut ESPartner

Banking app offering bank accounts, savings and share investing from a phone.

9.3/10
    Licence type:
    Bank
    Currency conversion fee:
    0% to 1%
    Currencies:
    30
    ReviewCompareSee alternatives
    4
    Aspiration logo
    AspirationPartner
    9.1/10
    • No monthly fee
    • Free ATM
    Monthly fee:
    $0
    Deposit protection:
    FDIC up to USD 250,000
    Currency conversion fee:
    1%
    ReviewCompareSee alternatives
    5
    Aspire logo
    AspirePartner

    Get 10% cashback on AI subscriptions

    9.1/10
    • No monthly fee
    Monthly fee:
    SGD 0
    Currencies:
    13
    Transfer fee:
    Basic plan $0/month: local transfers free (ACH, wire, check, real-time $0); SWIFT send $5 (SHA) or $15 (OUR); SWIFT receive $0; FX from 0.22% above mid-market
    ReviewCompareSee alternatives
    6
    Paysera logo
    PayseraPartner
    9.1/10
    • No monthly fee
    Monthly fee:
    €0
    Licence type:
    E money
    Deposit protection:
    EU DGS up to EUR 100,000
    ReviewCompareSee alternatives
    7
    Paysera Visa card logo
    Paysera Visa cardPartner
    9.1/10
    • No monthly fee
    Monthly fee:
    €0
    Licence type:
    E money
    Deposit protection:
    EU DGS up to EUR 100,000
    ReviewCompareSee alternatives
    8
    Alipay logo
    AlipayPartner
    9.0/10
    • Travelers
    • No monthly fee
    Monthly fee:
    CN¥0
    Currencies:
    18
    Transfer fee:
    3% over RMB 200
    ReviewCompareSee alternatives
    9
    GXS Bank logo
    GXS BankPartner

    First Boost: earn up to 2.82% p.a. with GXS Savings Account: S$20 cashback with first S$5,000 deposit into a 3-month Boost Pocket named First Boost; EIR up to 2.82% p.a.

    9.0/10
    • No monthly fee
    Monthly fee:
    SGD 0
    Currency conversion fee:
    0%
    Legal entity:
    GXS Bank Pte. Ltd.
    ReviewCompareSee alternatives
    10
    GCash logo
    GCashPartner

    Cashback Promo for First-Time GGives Users: up to PHP 150 cashback

    8.8/10
    • Expats
    • Low FX
    Monthly fee:
    ₱30
    Currency conversion fee:
    0%
    Currencies:
    1
    ReviewCompareSee alternatives
    Statrys

    Statrys

    Top pick for Singapore

    9.4/10See alternatives