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Updated October 17, 2026 · VaultCue Editorial Team

Top accounts in Spain compared

859 accounts available in Spain, ranked for Spain.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top accounts in Spain compared
OrderAccountScoreFeaturesKey factsActions
1
eToro logo
eToroTop pickPartner
8.9/10
  • No monthly fee
  • Free ATM
Headline rate:
3.8%
Rate type:
Variable
Minimum deposit:
$1 to $10,000
ReviewCompareVisit
2
bunq logo
bunqPartner
8.9/10
  • Expats
  • Travelers
  • No monthly fee
  • Joint account
Headline rate:
3.01%
Rate type:
Variable
Deposit protection:
EU DGS up to EUR 100,000
ReviewCompareVisit
3
bunq Spain Bank Account logo
bunq Spain Bank AccountPartner
8.7/10
  • Expats
  • Travelers
  • No monthly fee
  • Low FX
  • Joint account
Monthly fee:
€0
Deposit protection:
EU DGS up to EUR 100,000
Currency conversion fee:
3%
ReviewCompareVisit
4
Qonto logo
QontoPartner

Up to 5% AER account remuneration for 2 months for new customers: 5% AER for 2 months, then 1.5% AER on the Smart plan

8.7/10
    Headline rate:
    1.5%
    Rate type:
    Variable
    Minimum deposit:
    €0
    		ReviewCompareVisit
    5
    Qonto Portugal Business Account logo
    Qonto Portugal Business AccountPartner

    1-month free trial: 1 month free

    		8.7/10
      Monthly fee:
      €9
      Licence type:
      Payment institution
      Deposit protection:
      EU DGS up to EUR 100,000
      		ReviewCompareVisit
      6
      Bitpanda logo
      BitpandaPartner
      		9.0/10
      • No monthly fee
      Headline rate:
      2.38%
      Rate type:
      Variable
      Deposit protection:
      EU DGS up to EUR 100,000
      		ReviewCompareVisit
      7
      Skrill logo
      SkrillPartner

      Final Score: Up to EUR 10,000 every week

      		9.0/10
      • Expats
      • Travelers
      • No monthly fee
      Monthly fee:
      €0
      Licence type:
      E money
      Deposit protection:
      EU DGS up to EUR 100,000
      		ReviewCompareVisit
      8
      Skrill Prepaid Mastercard logo
      Skrill Prepaid MastercardPartner
      		9.0/10
        Transfer fee:
        Free
        Exchange rate markup:
        4.99%
        Licence type:
        E money
        		ReviewCompareVisit
        9
        iuvoSAVE logo
        iuvoSAVEPartner
        		8.7/10
        • No monthly fee
        Headline rate:
        5%
        Rate type:
        Fixed
        Term:
        3 months
        		ReviewCompareVisit
        10
        Revolut ES logo
        Revolut ESPartner

        Banking app offering bank accounts, savings and share investing from a phone.

        		9.3/10
          Licence type:
          Bank
          Currency conversion fee:
          0% to 1%
          Currencies:
          30
          		ReviewCompareVisit

          Licensed in Spain

          bunq
          Banco de España
          bunq
          SEPBLAC
          Nebeus
          CNMV (Comision Nacional del Mercado de Valores), MiCA authorisation
          Nebeus
          Banco de Espana register of virtual currency service providers
          Currencies Direct
          ES_BE
          Moneycorp
          Banco de España
          Openbank
          Banco de Espana
          ABANCA
          Banco de España
          Key Currency
          Bank of Spain
          Redsys/Imagin (Imagin Bank)
          Banco de España
          Redsys/Imagin (Imagin Bank)
          Direccion General de Seguros y Fondos de Pensiones (DGSFP) - insurance distribution register
          Renta 4 Banco
          Comision Nacional del Mercado de Valores (CNMV)
          ripio
          Banco de España - registro de proveedores de servicios de cambio de moneda virtual por moneda fiduciaria y custodia de monederos electrónicos
          Ledn
          Comision Nacional del Mercado de Valores (CNMV) - MiCA licence in process, not yet granted
          TorFX
          Banco de Espana
          Self Bank (Selfbank by Singular Bank)
          Banco de España
          Self Bank (Selfbank by Singular Bank)
          CNMV
          Self Bank (Selfbank by Singular Bank)
          Direccion General de Seguros (linked insurance operator)
          2gether
          Banco de Espana
          2gether
          CNMV

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          Other countries

          eToro

          eToro

          Top pick for Spain

          8.9/10Visit