Updated October 17, 2026 · VaultCue Editorial Team

Top multi-currency accounts compared in Spain

72 accounts available in Spain, ranked for Spain.

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Top multi-currency accounts compared in Spain
OrderAccountScoreFeaturesKey factsActions
1
eToro logo
eToroTop pickPartner
8.9/10
  • No monthly fee
  • Free ATM
Currencies:
5
Monthly fee:
$0
Deposit protection:
EU DGS up to EUR 100,000
ReviewCompareVisit
2
Skrill logo
SkrillPartner

Final Score: Up to EUR 10,000 every week

9.0/10
  • Expats
  • Travelers
  • No monthly fee
Currencies:
47
Monthly fee:
€0
Licence type:
E money
ReviewCompareVisit
3
Finom logo
FinomPartner

Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000

8.9/10
  • No monthly fee
  • Free ATM
Currencies:
17
Local account details:
IBAN
Monthly fee:
€0
ReviewCompareVisit
4
Kraken logo
KrakenPartner

Kraken+ free 30-day trial: 30 days free, then $4.99/mo

8.7/10
    Currencies:
    6
    Monthly fee:
    $4.99
    Licence type:
    Payment institution
    ReviewCompareVisit
    5
    Airwallex logo
    AirwallexPartner

    Limited offer - business rewards with Airwallex AI: Up to HK$68,888

    8.6/10
      Currencies:
      from 20
      Monthly fee:
      HK$2,499
      Deposit protection:
      FSCS up to GBP 85,000
      ReviewCompareVisit
      6
      Revolut AU logo
      Revolut AUPartner
      9.1/10
      • Travelers
      • No monthly fee
      • Low FX
      • Free ATM
      • Joint account
      Currencies:
      30
      Local account details:
      IBAN
      Monthly fee:
      £0
      ReviewCompareVisit
      7
      Revolut UK logo
      Revolut UKPartner
      9.0/10
      • Travelers
      • No monthly fee
      • Free ATM
      • Joint account
      Currencies:
      30
      Local account details:
      IBAN
      Monthly fee:
      £0
      ReviewCompareVisit
      8
      BBVAPartner
      9.8/10
        Currencies:
        50
        Deposit protection:
        EU DGS up to EUR 100,000
        Legal entity:
        Banco Bilbao Vizcaya Argentaria, S.A.
        ReviewCompareSee alternatives
        9
        Xe logo
        XePartner
        9.6/10
        • Travelers
        • No monthly fee
        • Low FX
        Currencies:
        130
        Monthly fee:
        $0
        Deposit protection:
        FDIC up to USD 250,000
        ReviewCompareSee alternatives
        10
        Salt Bank logo
        Salt BankPartner

        Prima luna este gratuit (first month free): First month of any Salt plan free

        9.5/10
        • Expats
        • Travelers
        • No monthly fee
        • Low FX
        • Free ATM
        Currencies:
        19
        Local account details:
        IBAN
        Monthly fee:
        RON 0
        ReviewCompareSee alternatives

        Licensed in Spain

        Renta 4 Banco
        Comision Nacional del Mercado de Valores (CNMV)
        ripio
        Banco de España - registro de proveedores de servicios de cambio de moneda virtual por moneda fiduciaria y custodia de monederos electrónicos
        2gether
        Banco de Espana
        2gether
        CNMV
        MyInvestor
        Banco de España
        MyInvestor
        Comisión Nacional del Mercado de Valores (CNMV)
        Vivid Plus
        Bank of Spain
        Vivid Money
        Bank of Spain (Vivid Money S.A., Sucursal en Espana)

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        Other countries

        eToro

        eToro

        Top pick for Spain

        8.9/10Visit