Updated October 17, 2026 · VaultCue Editorial Team
eToro vs Revolut AU
eToro
Revolut AU
Higher score in this comparison
eToro vs Revolut AU: the differences
| Compare | eToroReviewVisitVisit | Revolut AUReviewVisitVisit |
|---|---|---|
| Headline rate | 3.8% | 4%Higher |
| Minimum deposit | $1 to $10,000 | £0 |
| Deposit protection | EU DGS up to EUR 100,000 | FSCS up to GBP 85,000 |
| Access terms | Interest on USD cash balance, no lock-in, withdraw at any time, calculated daily and paid monthly | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits |
| Monthly fee | $0 | £0 |
| Account kind | Cash management | Easy access |
Same on both: Rate type (Variable).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Revolut AU scores higher overall: 9.1 vs 8.9.
- Founded is lower at eToro: 2007 vs 2015.
- eToro is licensed in 5 more countries.
- Revolut AU is available in 27 more countries.
- Headline rate is higher at Revolut AU: 4% vs 3.8%.
- Support channels: only Revolut AU offers Chat, Phone.
- Pricing model: only Revolut AU offers Low FX.
Our verdict on each
eToro
The retained provider fee page attributes the UK GBP account to eToro Money UK Ltd.
Revolut AU
Revolut AU is a fair pick for travellers, freelancers and teens who want many currencies without a monthly charge. It scores 7.6 overall, with an offer part of 9.3 and a cost part of 6.3. The monthly fee is £0 and the currency conversion fee runs 0% to 1%.
Score breakdown
| Area | eToro | Revolut AU |
|---|---|---|
| Cost | 9.0 | 9.4HigherMonthly fee of £0 and currency conversion fees of 0% to 1% sit near the site medians of €0 and 0.5%. |
| Offer | 8.7 | 9.3HigherHolds 30 currencies, 4% variable savings and free atm and joint account, giving an offer score of 9.3. |
| Trust | 9.0Higher | 8.6 |
Choosing between them
Pick eToro if trust matter most.
Pick Revolut AU if cost, offer, and headline rate matter most.
If neither fits
Finom has headline rate at 5%, against 3.8% for eToro and 4% for Revolut AU.
Finom reviewWhat we checked
eToro
- etoro.com: 10 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
Revolut AU
- revolut.com: 9 facts, checked September 26, 2026
- euclid.eba.europa.eu: 2 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
How they place
| Ranking | eToro | Revolut AU |
|---|---|---|
| Multi-currency accounts | 1 of 348 | 12 of 348 |
Every fact side by side
| Fact | eToro | Revolut AU |
|---|---|---|
| Pricing model | No monthly fee | No monthly fee, Low FXCovers more |
| Legal entity | eToro (Europe) Ltd | Revolut Payments UAB |
| Headquarters | Cyprus | Lithuania |
| Founded | 2007Lower | 2015 |
| Support channels | Help centre | Chat, Help centre, PhoneCovers more |
Everyday accounts
| Fact | eToro | Revolut AU |
|---|---|---|
| Licence type | Not confirmed | E money |
| Currency conversion fee | 0% | 0% to 1% |
| Currencies | 5 | 30Higher |
| Audience | Not confirmed | Travelers, Freelancer, Teen |
| Features | Free ATM | Free ATM, Joint accountCovers more |
| Local account details | Not confirmed | IBAN |
| Free ATM withdrawals | £2,000 to £10,000 | Not confirmed |
| Transfer fee | SEPA transfers in and out free; withdrawals from local currency account free, USD investment account $5 | Free in SEPA; paid plans discount elsewhere, free on Ultra worldwide |
Money transfer
| Fact | eToro | Revolut AU |
|---|---|---|
| Payout methods | Not confirmed | Bank |
Where each stands against the rest
| Fact | eToro | Revolut AU | Median |
|---|---|---|---|
| Headline rate | 3.8%above the median | 4%above the median | 3.25% |
Median across 658 listed accounts.
Pros and cons
eToro
Pros
- Access to shares, funds and crypto through one platform
- Fractional shares for smaller purchases in higher priced companies
- Data and analysis tools alongside views from the investor community
Cons
- Investment values can fall, so holdings may end below their starting value
- Copying other investors can bring risks that are hard to judge
Revolut AU
Pros
- Monthly fee of £0, ranked 1 of 500 brands on that measure.
- Currencies held number 30, well above the site median of 5 for the set.
- A savings balance paying 4% at a variable rate, against a site median of 3%.
Cons
- Deposit protection is listed as FSCS up to GBP 85,000, and the licence type is e money rather than a bank licence.
- The savings rate is variable, so the 4% figure can move.
- Transfer pricing is uneven: free in SEPA, discounted on paid plans elsewhere, and free on Ultra worldwide.
Who each suits
eToro
Who it suits
- Readers identifying the provider named for eToro’s UK GBP account.
Who should look elsewhere
- People who need savings protected from market moves
- Investors who prefer a single product with a fixed return
Revolut AU
Who it suits
- Travellers holding several currencies, one of the audiences in travelers, freelancer and teen.
- Freelancers billing across currencies who want local account details such as iban.
- Teens in travelers, freelancer and teen who want a joint account or free ATM withdrawals.
Who should look elsewhere
- Anyone wanting a bank licence rather than e money cover.
- Skrill, if you want a money transfer service rather than a multi-currency current account.
- XTB, if you want a trading platform with its own fee of €0.
Country by country
| Country | eToro | Revolut AU |
|---|---|---|
| Austria | No | Yes |
| Belgium | No | Yes |
| Brazil | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Czechia | No | Yes |
| Denmark | No | Yes |
| Estonia | No | Yes |
8 of 45 countries where either is available.
Questions about each
eToro
What kinds of assets can investors reach?+
Investors can reach shares from many exchanges around the world, along with exchange traded funds and crypto assets. Fractional shares open higher priced companies to smaller purchases. Each holding can be sized around personal goals, with the data and analysis tools offering context for those choices.
Where does the company operate and who holds the accounts?+
The company serves a global community of investors across many markets. Its licences cover key markets, so the local status of an account depends on the country involved. Anyone thinking of investing should confirm which company entity holds their account before depositing money.
Revolut AU
What is the monthly fee on Revolut AU?+
The monthly fee is £0, and the account sits in the no monthly fee and low fx model. It ranks 1 of 500 brands on monthly fee, matching the site median of €0, so nothing is deducted for holding the account.
How much does it cost to change currency?+
Currency conversion costs 0% to 1% across 30 currencies. The upper end of that range sits near the everyday-account maximum of 3.99%, so frequent conversion is the line to watch in the pricing.
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