Nebeus review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Nebeus is a euro account for freelancers and small businesses: no monthly fee, a light conversion charge and a local IBAN. Balances sit inside the EU DGS up to EUR 100,000, so the money side holds up as long as you stay in the euro area.
Key facts
- Best for
- Freelancers and small businesses working mainly in euros who want an account with no monthly charge.
- Monthly fee
- €0↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Currency conversion fee
- 0.5%↗
- Local account details
- IBAN↗
- Transfer fee
- Free SEPA transfers↗
- Legal entity
- Rintral Trading SLU↗
- Headquarters
- Spain↗
- Founded
- 2014↗
- Support channels
- Help-centre↗
- Audience
- Freelancers, Business
- Pricing model
- No monthly fee
- Official website
- nebeus.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- XLinkedInfacebook.cominstagram.com
Pros and cons
Pros
- Deposits are covered by EU DGS up to EUR 100,000.
- A conversion fee of 0.5% compares with 3.99% at Skrill and 3% at bunq.
- A euro account with a monthly fee of €0, which ranks 1 of 500 in the monthly fee comparison.
Cons
- Help is limited to help centre, so there is no phone line or live chat.
- The conversion fee of 0.5% sits above the 0.22% median for everyday accounts.
- Spanish permission is a virtual currency service provider registration, D664, rather than a bank licence.
Who it suits
- Freelancers and sole traders who invoice in euros and want Free SEPA transfers on the account.
- Small businesses paying suppliers in the single currency, since €0 keeps the running cost at nothing.
- Anyone who wants euro balances covered by EU DGS up to EUR 100,000.
Who should look elsewhere
- Support seekers, because help runs through help centre alone.
- Heavy converters, since the 0.5% charge applies on top of the 0.22% median typical of everyday accounts.
- Wallet-first customers such as PayPal Colombia, at $0, who have no use for a euro IBAN.
The company behind it
Nebeus runs as Rintral Trading SLU, based in Spain and founded in 2014. It appears on the Banco de España register of virtual currency service providers as D664, so the Spanish permission is a crypto registration rather than a bank licence. Support is limited to a help centre, which means questions are answered in writing rather than by someone on the phone.
How Nebeus compares
8.7 vs 8.6
8.7 vs 8.0
8.7 vs 9.5
8.7 vs 8.9
8.7 vs 9.1
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 8.7
8.7 vs 8.7
8.7 vs 8.7
8.7 vs 9.0A conversion fee of 3.99% against 0.5% at Nebeus, so exchanging money costs clearly more on each transaction.
8.7 vs 8.7
8.7 vs 9.5
8.7 vs 9.4
8.7 vs 9.3
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 9.0
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 8.9- 8.7 vs 8.9
8.7 vs 8.7
8.7 vs 8.5
8.7 vs 8.5
8.7 vs 8.5
8.7 vs 8.4
8.7 vs 8.3
8.7 vs 8.2
8.7 vs 8.1- 8.7 vs 8.1
8.7 vs 8.0
8.7 vs 8.0
8.7 vs 8.0
Nebeus vs Revolut AU8.7 vs 9.1
Where Nebeus is available
- Available
- Argentina, Spain, Switzerland, United Kingdom
- Licence in Spain
- CNMV (Comision Nacional del Mercado de Valores), MiCA authorisation, checked September 26, 2026
- Licence in Spain
- Banco de Espana register of virtual currency service providers (D664), checked September 26, 2026
- Licence in United Kingdom
- Electronic Money Institution licence, United Kingdom, checked September 26, 2026
- Licence in Switzerland
- SRO registration, Switzerland, checked September 26, 2026
- Licence in Argentina
- VASP and PI registration, Argentina, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does a Nebeus account cost each month?+
The euro account carries no monthly charge: the monthly fee is €0, and Nebeus runs on a no monthly fee model. That places it among the cheapest accounts compared here, where the median monthly fee is €0. Holding the balance itself adds nothing further to that figure.
What does it cost to convert currency?+
Nebeus charges 0.5% on conversion, which matches the median conversion fee across the accounts listed here, 0.5%. For comparison, Skrill charges 3.99% and bunq charges 3%, so both sit above Nebeus on every exchange.
Is my money protected if the provider fails?+
Deposits are covered by EU DGS up to EUR 100,000, so eligible balances sit under an EU deposit guarantee scheme. That cover applies within the euro area and up to the stated cap; anything held above it, or outside the covered arrangement, is not part of the guarantee.
Who regulates Nebeus?+
In Spain, Nebeus sits on the Banco de España register of virtual currency service providers, listed as D664. It also holds a MiCA authorisation from the CNMV in Spain, an electronic money institution licence in the United Kingdom, and registrations in Switzerland and Argentina.
How do I get paid locally in euros?+
The account comes with local euro details, iban, so clients and suppliers can pay you without international charges on the receiving side. You also get Free SEPA transfers, which keeps the day to day cost of moving euros in the single currency low.
Who is Nebeus aimed at?+
Nebeus is built for freelancer and business. The euro IBAN and a monthly fee of €0 suit people who invoice in euros and pay suppliers in euros, rather than anyone juggling several currencies at once.
How do I get help when something goes wrong?+
Support is delivered through help centre. That means written answers rather than a phone line or live chat, so time sensitive problems may take longer to resolve, and it suits people comfortable writing in and waiting for a reply.
Who runs Nebeus and where is it based?+
The service is run by Rintral Trading SLU, headquartered in Spain and founded in 2014. Its stated audience is freelancers and businesses, which lines up with a euro account for working money rather than long term saving.
Sources
- nebeus.com checked September 26, 2026
Backs: Deposit protection, Legal entity, Support channels, Licences
“The platform is developed and managed by Rintral Trading SLU, Carrer de la Llacuna 11, 08005, Barcelona, Spain.”
- nebeus.com/about-us checked September 26, 2026
Backs: Audience, Founded, Headquarters
“Our mission is to empower freelancers, businesses, and fintechs to manage and move both money and crypto globally with ease.”
- nebeus.com/buy-sell-exchange-crypto checked September 26, 2026
Backs: Currency conversion fee
“Fee starting from 0.5% per trade in crypto”
- nebeus.com/iban checked September 26, 2026
Backs: Local account details, Pricing model, Monthly fee, Transfer fee
“Get a zero cost crypto-friendly IBAN and send free SEPA transfers.”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type, Currencies.
Related by the facts
Guides
Nebeus
Freelancers and small businesses working mainly in euros who want an account with no monthly charge.