PandaRemit review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
PandaRemit is a specialist pick for sending money to China from Australia, charging 5.99 AUD per transaction per transaction with delivery from 2 minutes at the earliest. Payouts go to a bank account or a wallet, and the service holds a Monetary Authority of Singapore licence plus registrations in other markets.
Key facts
- Best for
- Sending money to China from Australia at a fixed per-transfer price.
- Transfer fee
- 5.99 AUD per transaction↗
- Delivery time
- 2 minutes at the earliest↗
- Payout methods
- Bank, Wallet↗
- Fee to send 1,000
- A$5.99↗
- Legal entity
- Wotransfer PTE. LTD.↗
- Headquarters
- Singapore↗
- Founded
- 2018↗
- Support channels
- Email, Help-centre↗
- Official website
- pandaremit.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- TrustpilotLinkedInX
Pros and cons
Pros
- A set fee of 5.99 AUD per transaction per transaction, with no account or monthly charge listed
- Delivery from 2 minutes at the earliest on the China route
- Payouts to a bank account or a wallet, so recipients can choose
- Registered with the Monetary Authority of Singapore and listed on the AUSTRAC, FINTRAC, Revenu Quebec, C&ED Hong Kong, Kanto Local Finance Bureau and New Zealand registers
Cons
- Support runs on email and help centre only, with no live chat or phone line
- Payouts cover a bank account or a wallet only
- The 5.99 AUD per transaction fee is charged on every transaction, so repeated small sends cost more per unit
Who it suits
- People in Australia who send money to China regularly
- Anyone who values a stated delivery time over choosing between many payout rails
- Senders who want the fee fixed in advance rather than floating with the rate
Who should look elsewhere
- Skrill, if you want card-funded sends alongside bank transfers
- Paysera, if free transfers to other countries matter more than a specialist China route
- PayPal Colombia, if you already hold a balance you can send from at no extra cost
Deposit protection
PandaRemit is listed with the Monetary Authority of Singapore under PS20200501, and in Australia with AUSTRAC under ABN 38636239131. Its Canadian listings cover FINTRAC at M20154378 and Revenu Quebec at 0000000000021205, with entries also in Hong Kong at 20-01-02962, Japan at Kanto Finance Bureau No. 00079 and New Zealand at FSP1003387.
How PandaRemit compares
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Where PandaRemit is available
- Available
- Australia, Austria, Belgium, Brazil, Bulgaria, Canada, China, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, Ireland, Italy, Japan, Latvia, Lithuania, Luxembourg, Malta, Mexico, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, South Korea, Spain, Sweden, United Kingdom, United States, Vietnam
- Licence in Singapore
- Monetary Authority of Singapore (MAS) (PS20200501), checked September 26, 2026
- Licence in Australia
- Australian Transaction Reports and Analysis Centre (AUSTRAC) (ABN 38636239131), checked September 26, 2026
- Licence in Canada
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) (M20154378), checked September 26, 2026
- Licence in Canada
- Revenu Quebec (0000000000021205), checked September 26, 2026
- Licence in Hong Kong
- Customs and Excise Department (C&ED), Hong Kong (20-01-02962), checked September 26, 2026
- Licence in Japan
- Kanto Local Finance Bureau (Kanto Finance Bureau No. 00079), checked September 26, 2026
- Licence in United States
- Financial Crimes Enforcement Network (FinCEN), US, checked September 26, 2026
- Licence in New Zealand
- Financial Service Providers Register (New Zealand) (FSP1003387), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does a transfer to China cost?+
A transfer costs 5.99 AUD per transaction per transaction. That is the charge for sending the money, and it is the same figure every time rather than a percentage that moves with the amount. No separate account or monthly fee is listed for the service.
How long does a transfer to China take?+
Delivery on the China route starts at 2 minutes at the earliest. The wording matters here: that is the earliest a transfer can arrive, so a send could take longer depending on when it is made and how the payout is collected.
How can the person receiving the money get it?+
Payouts cover a bank account and a wallet. That means the recipient can have the money sent straight to an existing account or picked up through a wallet, rather than collected as cash at a branch.
Is PandaRemit regulated?+
It is licensed by the Monetary Authority of Singapore, listed as PS20200501, and it also appears on the AUSTRAC register under ABN 38636239131. The company behind it is Wotransfer PTE. LTD., headquartered in Singapore and founded in 2018.
Where else is the company registered?+
Alongside Singapore, it appears with FINTRAC under M20154378 and Revenu Quebec under 0000000000021205. It is also listed with the Hong Kong Customs and Excise Department at 20-01-02962 and the Kanto Local Finance Bureau at Kanto Finance Bureau No. 00079.
How do I get help if something goes wrong?+
Support runs on email and help centre. A help centre answers common questions and email reaches a person, which suits questions that need detail attached. There is no chat or phone line listed, so urgent problems mean writing and waiting for a reply.
Is PandaRemit a good fit for sending money every month?+
It suits a regular routine where the cost of each send matters. Because 5.99 AUD per transaction is charged per transaction, frequent smaller transfers cost more in total than occasional larger ones, and you may prefer a service with a free allowance.
Sources
- pandaremit.com/en/aus/about checked September 26, 2026
Backs: Founded, Headquarters, Support channels
“Panda Remit (c) 2018, Zhejiang ICP filing 18032577-1”
- pandaremit.com/en/aus/send-money-to-china checked September 26, 2026
Backs: Delivery time, Payout methods, Transfer fee, Fee to send 1,000
“Remit in 2 minutes at the earliest without leaving home at a much smaller cost than traditional remittance.”
- pandaremit.com/en/compliance checked September 26, 2026
Backs: Legal entity, Licences
“Wotransfer PTE. LTD. is licensed by the Monetary Authority of Singapore (MAS) to provide the following services”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Exchange rate markup, Licence type.