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Updated October 21, 2026 · VaultCue Editorial Team

Top money transfer services compared in the United States

678 accounts available in the United States, ranked for the United States.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top money transfer services compared in the United States
OrderAccountScoreKey factsActions
1
Airwallex logo
AirwallexTop pickPartner

Limited offer - business rewards with Airwallex AI: Up to HK$68,888

8.6/10
Transfer fee:
Explore plan: $0 domestic (US/Canada) local transfer, $1-$7 per international local transfer, $15 SWIFT (SHA), $25 SWIFT (OUR)
Exchange rate markup:
0.5% to 1%
Delivery time:
As little as 1 business day; 90%+ of transfers arrive same day
ReviewCompareVisit
2
Novo logo
NovoPartner

Novo cashback on eligible purchases: 1% cashback with a Novo checking account balance under $5,000; 2% with a balance of $5,000 or more

9.2/10
Transfer fee:
Standard ACH $0; Express ACH and outgoing wire provider fees shown before sending
Delivery time:
Same-day with Express ACH; FedNow transfers in seconds
Payout methods:
Bank
ReviewCompareVisit
3
Papaya Global logo
Papaya GlobalPartner
9.0/10
Transfer fee:
No platform or contractor fees
Delivery time:
95% same-day
Licence type:
E money
ReviewCompareVisit
4
Sendwave logo
SendwavePartner

Sendwave Wallet cash back or rewards

9.0/10
Delivery time:
Minutes to 3-5 days
Licence type:
Payment institution
Payout methods:
Bank, Cash-pickup, Wallet
ReviewCompareVisit
5
kraken logo
krakenPartner
8.8/10
Transfer fee:
1% instant and recurring, 1.5% custom orders
Delivery time:
instant
Licence type:
Payment institution
ReviewCompareVisit
6
MoneyGram logo
MoneyGramPartner
8.8/10
Delivery time:
Instant for some transfers
Licence type:
Payment institution
Payout methods:
Bank, Cash-pickup, Wallet, and 1 more
ReviewCompareVisit
7
PandaRemit logo
PandaRemitPartner

Zero transfer fee for first transfer: 0 AUD transfer fee

8.4/10
Transfer fee:
5.99 AUD per transaction
Delivery time:
2 minutes at the earliest
Payout methods:
Bank, Wallet
ReviewCompareVisit
8
mypal-pro logo
mypal.proPartner
8.0/10
Legal entity:
AISON TECHNOLOGY CO., LIMITED
ReviewCompareVisit
9
Binance P2P logo
Binance P2PPartner
8.5/10
Founded:
2017
Support channels:
Chat, Help-centre
ReviewCompareVisit

Licensed in the United States

Novo
FDIC
Sendwave
New York State Department of Financial Services
PandaRemit
Financial Crimes Enforcement Network (FinCEN), US
Panda Remit
Financial Crimes Enforcement Network (FinCEN)
Xe
New York State Department of Financial Services
Xe
Massachusetts Division of Banks
Xe
Financial Crimes Enforcement Network (FinCEN)
Bank of America
FDIC
Navy Federal Credit Union
National Credit Union Administration (NCUA)
Navy Federal Credit Union
NMLS
Ria Money Transfer
NMLS
Moneycorp
Financial Crimes Enforcement Network (FinCEN)
Oriental Bank
FDIC
One (One Finance)
NMLS (Nationwide Multistate Licensing System)
One (One Finance)
FINRA/SIPC
One (One Finance)
FDIC (banking services via Coastal Community Bank or Lead Bank)
One (One Finance)
California Department of Financial Protection and Innovation
Meow
U.S. Securities and Exchange Commission (registered investment adviser)
CoinZoom
FinCEN (US Financial Crimes Enforcement Network)
CoinZoom
Arizona Department of Financial Services (Money Transmitter)

Other rankings

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Other countries

Airwallex

Airwallex

Top pick for the United States

8.6/10Visit