Updated October 17, 2026 · VaultCue Editorial Team
Top accounts for freelancers compared in the United States
29 accounts available in the United States, ranked for the United States.
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank
| Order | Account | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  NovoTop pickPartner Novo cashback on eligible purchases: 1% cashback with a Novo checking account balance under $5,000; 2% with a balance of $5,000 or more | 9.2/10 |
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| ReviewCompareVisit |
| 2 |  Papaya GlobalPartner | 9.0/10 |
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| ReviewCompareVisit |
| 3 |  Revolut AUPartner | 9.1/10 |
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| ReviewCompareVisit |
| 4 |  NCB JamaicaPartner | 9.7/10 |
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| ReviewCompareSee alternatives |
| 5 |  RelayPartner 14-day free trial on Grow and Scale plans: 14 days | 9.3/10 |
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| ReviewCompareSee alternatives |
| 6 |  Payoneer railsPartner | 9.2/10 |
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| ReviewCompareSee alternatives |
| 7 |  Finom ESPartner Spanish site of Finom, an online payments and business account solution for autonomos and small businesses. | 9.2/10 |
| ReviewCompareSee alternatives | |
| 8 |  Finom FRPartner French site of Finom, an online payments and business account solution for freelancers and small businesses. | 9.2/10 |
| ReviewCompareSee alternatives | |
| 9 |  PayoneerPartner | 9.1/10 |
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| ReviewCompareSee alternatives |
| 10 | NorthOnePartner 14-day free trial on Grow and Scale plans: 14 days | 9.1/10 |
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| ReviewCompareSee alternatives |
Licensed in the United States
- Novo
- FDIC
- Relay
- FDIC
- Payoneer
- FinCEN
- NorthOne
- FDIC (banking services provided by Thread Bank, Member FDIC)
- Grey
- FinCEN
- Airtm
- FinCEN (Financial Crimes Enforcement Network)
- Eversend
- FinCEN
- Mercury
- Office of the Comptroller of the Currency (OCC)
- Mercury
- Securities and Exchange Commission (investment adviser registration for Mercury Advisory, LLC)
- Cleva
- Financial Crimes Enforcement Network (FinCEN)
- EverTry
- Financial Crimes Enforcement Network (FinCEN) - Money Services Business (MSB)
- Geegpay
- NMLS (US Money Services Business)
- Raenest
- NMLS (US Money Services Business registry)
- Raenest
- NMLS
Other rankings
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- Current and checking accounts in the United States
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- Multi-currency accounts in the United States
- Student, teen and kids accounts in the United States
- Online banks in the United States
- Fixed-rate bonds and CDs in the United States