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Updated October 17, 2026 · VaultCue Editorial Team

Top multi-currency accounts compared in the United States

70 accounts available in the United States, ranked for the United States.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top multi-currency accounts compared in the United States
OrderAccountScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pickPartner

Limited offer - business rewards with Airwallex AI: Up to HK$68,888

8.6/10
    Currencies:
    from 20
    Monthly fee:
    HK$2,499
    Deposit protection:
    FSCS up to GBP 85,000
    		ReviewCompareVisit
    2
    Papaya Global logo
    Papaya GlobalPartner
    		9.0/10
    • No monthly fee
    • Low FX
    Currencies:
    15
    Local account details:
    IBAN
    Monthly fee:
    $0
    		ReviewCompareVisit
    3
    Revolut AU logo
    Revolut AUPartner
    		9.1/10
    • Travelers
    • No monthly fee
    • Low FX
    • Free ATM
    • Joint account
    Currencies:
    30
    Local account details:
    IBAN
    Monthly fee:
    £0
    		ReviewCompareVisit
    4
    BBVAPartner
    		9.8/10
      Currencies:
      50
      Deposit protection:
      EU DGS up to EUR 100,000
      Legal entity:
      Banco Bilbao Vizcaya Argentaria, S.A.
      		ReviewCompareSee alternatives
      5
      NCB Jamaica logo
      NCB JamaicaPartner
      		9.7/10
      • Expats
      • No monthly fee
      • Free ATM
      • Joint account
      Currencies:
      4
      Monthly fee:
      JMD 0
      Free ATM withdrawals:
      JMD 4
      		ReviewCompareSee alternatives
      6
      Xe logo
      XePartner
      		9.6/10
      • Travelers
      • No monthly fee
      • Low FX
      Currencies:
      130
      Monthly fee:
      $0
      Deposit protection:
      FDIC up to USD 250,000
      		ReviewCompareSee alternatives
      7
      Paysera Kosova logo
      Paysera KosovaPartner
      		9.4/10
      • No monthly fee
      Currencies:
      20
      Local account details:
      IBAN
      Monthly fee:
      €0
      		ReviewCompareSee alternatives
      8
      Statrys logo
      StatrysPartner

      Your account pays you back: HKD 188 per month

      		9.4/10
      • No monthly fee
      • Low FX
      Currencies:
      11
      Local account details:
      IBAN, UK-sort-code
      Monthly fee:
      HK$0
      		ReviewCompareSee alternatives
      9
      Mashreq Bank logo
      Mashreq BankPartner

      Salary transfer joining cashback: AED 2,500

      		9.3/10
      • No monthly fee
      Currencies:
      8
      Local account details:
      IBAN
      Monthly fee:
      AED 0
      		ReviewCompareSee alternatives
      10
      MyMonty logo
      MyMontyPartner
      		9.3/10
      • No monthly fee
      Currencies:
      2
      Local account details:
      IBAN, UK-sort-code
      Monthly fee:
      €0
      		ReviewCompareSee alternatives

      Licensed in the United States

      Xe
      New York State Department of Financial Services
      Xe
      Massachusetts Division of Banks
      Xe
      Financial Crimes Enforcement Network (FinCEN)
      Payoneer
      FinCEN
      Ugly Cash
      Financial Crimes Enforcement Network (FinCEN), U.S. Department of the Treasury
      Ugly Cash
      Bridge Building Inc (NMLS)
      PayPal US
      NMLS (PayPal, Inc. lending licence for Pay in 4)
      PayPal US
      Mastercard International Incorporated (PayPal Debit Mastercard issued by The Bancorp Bank, N.A. under licence)
      Nubank
      Office of the Comptroller of the Currency (OCC), conditional approval for national banking charter
      ripio
      Florida Office of Financial Regulation
      ripio
      FinCEN
      Skrill
      FinCEN / NMLS (money transmitter)
      XTransfer
      US state regulators - Money Transmitter Licences (MTL) in 33 states
      XTransfer
      US - FinCEN Money Services Business (MSB) registration
      Currenxie
      MSB Registration
      eToro
      SIPC
      Eversend
      FinCEN
      UQPay
      Financial Crimes Enforcement Network
      UQPay
      Arkansas Securities Department
      Lili
      FDIC

      Other rankings

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      Other countries

      Airwallex

      Airwallex

      Top pick for the United States

      8.6/10Visit