Paysera Kosova review

Account management is priced at €0, so there is no monthly charge to keep the account open. Transfers to another Paysera user are free as well, which keeps the account cheap to hold and cheap for moving money inside the network.

A transfer to another Paysera user comes to €0. To other countries a small flat fee applies once the free transfers allowed each month are used, and euro transfers outside the EEA start at a higher amount, so check that line before sending euros abroad.

Payouts to bank, cash pickup and wallet follow that timetable. Money moves between Paysera users straight away, while bank transfers take a business day or so and occasionally a few days more, so send anything time-critical to a wallet or card instead.

Payouts cover bank, cash pickup and wallet, so a transfer can go to a bank account, be collected in cash, land in another wallet or arrive on a card. That range suits businesses paying staff in cash and clients who prefer a bank credit in the same payment.

The stated audience is business users, so small companies and freelancers come first. Coverage of 20 currencies handles most cross-border invoices, and the operation is based in Kosovo under the legal entity Paysera Ltd.

Local iban details are provided, so a client can pay the account without setting up a correspondent bank relationship. That matters when you invoice in any of the 20 currencies covered and want the payment to land without extra steps.

Support runs on phone, email and help centre. Both email and phone are listed among the channels, alongside a self-serve help centre for routine questions, and the legal entity behind the account is Paysera Ltd.

Skrill charges a percentage on debit and credit card payments and a further percentage when sending and receiving in the same currency, while a transfer to another Paysera user costs €0 here. Card-funded transfers are where Skrill's charges bite hardest.