Updated October 21, 2026 · VaultCue Editorial Team

Top money transfer services compared in Spain

634 accounts available in Spain, ranked for Spain.

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Top money transfer services compared in Spain
OrderAccountScoreKey factsActions
1
bunq Spain Bank Account logo
bunq Spain Bank AccountTop pickPartner
8.7/10
Exchange rate markup:
3%
Delivery time:
Instant
Payout methods:
Bank
ReviewCompareVisit
2
Skrill logo
SkrillPartner

Final Score: Up to EUR 10,000 every week

9.0/10
Transfer fee:
Skrill to Skrill 2.99% (min EUR 0.50); Skrill Money Transfer by bank transfer zero fees; international transfer up to 4.99% incl. exchange rate mark-up
Exchange rate markup:
4.99%
Delivery time:
24 - 72 hours
ReviewCompareVisit
3
Skrill Prepaid Mastercard logo
Skrill Prepaid MastercardPartner
9.0/10
Transfer fee:
Free
Exchange rate markup:
4.99%
Licence type:
E money
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4
N26 logo
N26Partner

1% travel cashback: 1% cashback for up to 12 months on qualifying Mastercard transactions outside the EEA, Switzerland and the UK

9.1/10
Transfer fee:
Free: no extra charge for Wise-powered international transfers; MoneyBeam domestic transfers free
Exchange rate markup:
0%
Delivery time:
Instant to 1 business day
ReviewCompareVisit
5
Sendwave logo
SendwavePartner

Sendwave Wallet cash back or rewards

9.0/10
Delivery time:
Minutes to 3-5 days
Licence type:
Payment institution
Payout methods:
Bank, Cash-pickup, Wallet
ReviewCompareVisit
6
kraken logo
krakenPartner
8.8/10
Transfer fee:
1% instant and recurring, 1.5% custom orders
Delivery time:
instant
Licence type:
Payment institution
ReviewCompareVisit
7
PandaRemit logo
PandaRemitPartner

Zero transfer fee for first transfer: 0 AUD transfer fee

8.4/10
Transfer fee:
5.99 AUD per transaction
Delivery time:
2 minutes at the earliest
Payout methods:
Bank, Wallet
ReviewCompareVisit
8
mypal-pro logo
mypal.proPartner
8.0/10
Legal entity:
AISON TECHNOLOGY CO., LIMITED
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Licensed in Spain

Currencies Direct
ES_BE
Moneycorp
Banco de España
Openbank
Banco de Espana
Key Currency
Bank of Spain
Redsys/Imagin (Imagin Bank)
Banco de España
Redsys/Imagin (Imagin Bank)
Direccion General de Seguros y Fondos de Pensiones (DGSFP) - insurance distribution register
ripio
Banco de España - registro de proveedores de servicios de cambio de moneda virtual por moneda fiduciaria y custodia de monederos electrónicos
TorFX
Banco de Espana
Vivid Plus
Bank of Spain
Vivid Money
Bank of Spain (Vivid Money S.A., Sucursal en Espana)
BBVA Deutschland
European Central Bank

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Other countries

bunq Spain Bank Account

bunq Spain Bank Account

Top pick for Spain

8.7/10Visit