Updated October 17, 2026 · VaultCue Editorial Team
Top current and checking accounts compared in Spain
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| Order | Account | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  QontoTop pickPartner Up to 5% AER account remuneration for 2 months for new customers: 5% AER for 2 months, then 1.5% AER on the Smart plan | 8.7/10 |
| ReviewCompareVisit |
| 2 |  Qonto Portugal Business AccountPartner 1-month free trial: 1 month free | 8.7/10 |
| ReviewCompareVisit |
| 3 |  SkrillPartner Final Score: Up to EUR 10,000 every week | 9.0/10 |
| ReviewCompareVisit |
| 4 |  Skrill Prepaid MastercardPartner | 9.0/10 |
| ReviewCompareVisit |
| 5 |  Revolut ESPartner Banking app offering bank accounts, savings and share investing from a phone. | 9.3/10 |
| ReviewCompareVisit |
| 6 |  KrakenPartner Kraken+ free 30-day trial: 30 days free, then $4.99/mo | 8.7/10 |
| ReviewCompareVisit |
| 7 |  Revolut AUPartner | 9.1/10 |
| ReviewCompareVisit |
| 8 |  Revolut UKPartner | 9.0/10 |
| ReviewCompareVisit |
| 9 |  Banco SantanderPartner | 9.5/10 |
| ReviewCompareSee alternatives |
| 10 |  Crypto.com CardPartner Subscription rebates on Ruby Steel and Jade Green card tiers: 3 months Spotify and Truth+ (Ruby Steel); 6 months Spotify, Netflix and Truth+ (Jade Green) | 9.4/10 |
| ReviewCompareSee alternatives |
Licensed in Spain
- Moneycorp
- Banco de España
- Redsys/Imagin (Imagin Bank)
- Banco de España
- Redsys/Imagin (Imagin Bank)
- Direccion General de Seguros y Fondos de Pensiones (DGSFP) - insurance distribution register
- Self Bank (Selfbank by Singular Bank)
- Banco de España
- Self Bank (Selfbank by Singular Bank)
- CNMV
- Self Bank (Selfbank by Singular Bank)
- Direccion General de Seguros (linked insurance operator)
- Bnext
- Bank of Spain
Other rankings
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- Savings accounts in Spain
- High-yield savings accounts in Spain
- Cash management accounts in Spain
- Business bank accounts in Spain
- Accounts for freelancers in Spain
- Money transfer services in Spain
- Multi-currency accounts in Spain
- Student, teen and kids accounts in Spain
- Online banks in Spain
- Fixed-rate bonds and CDs in Spain
- Cash ISAs in Spain