Updated October 17, 2026 · VaultCue Editorial Team
Top online banks compared in Spain
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| Order | Account | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  bunqTop pickPartner | 8.9/10 |
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| 2 |  bunq Spain Bank AccountPartner | 8.7/10 |
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| ReviewCompareVisit |
| 3 |  QontoPartner Up to 5% AER account remuneration for 2 months for new customers: 5% AER for 2 months, then 1.5% AER on the Smart plan | 8.7/10 |
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| 4 |  Qonto Portugal Business AccountPartner 1-month free trial: 1 month free | 8.7/10 |
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| 5 |  Revolut ESPartner Banking app offering bank accounts, savings and share investing from a phone. | 9.3/10 |
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| 6 |  N26Partner 1% travel cashback: 1% cashback for up to 12 months on qualifying Mastercard transactions outside the EEA, Switzerland and the UK | 9.1/10 |
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| 7 |  B100Partner Online banking brand of ABANCA in Spain with three online accounts without fees, two of them interest-bearing, and a debit card. Deposits are covered by the Spanish deposit guarantee fund up to 100,000 euros. | 8.5/10 |
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| 8 |  Salt BankPartner Prima luna este gratuit (first month free): First month of any Salt plan free | 9.5/10 |
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| ReviewCompareSee alternatives |
| 9 |  StatrysPartner Your account pays you back: HKD 188 per month | 9.4/10 |
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| ReviewCompareSee alternatives |
| 10 |  Klarna BankPartner 30% off Klarna Premium or Max for 3 months: 30% off for 3 months | 9.3/10 |
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| ReviewCompareSee alternatives |
Licensed in Spain
- bunq
- Banco de España
- bunq
- SEPBLAC
- Openbank
- Banco de Espana
- 2gether
- Banco de Espana
- 2gether
- CNMV
- MyInvestor
- Banco de España
- MyInvestor
- Comisión Nacional del Mercado de Valores (CNMV)
- Imagin
- Banco de España
- Imagin
- DGSFP (Registro de Distribuidores de Seguros y Reaseguros)
- BBVA Deutschland
- European Central Bank
Other rankings
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- Current and checking accounts in Spain
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- Accounts for freelancers in Spain
- Money transfer services in Spain
- Multi-currency accounts in Spain
- Student, teen and kids accounts in Spain
- Fixed-rate bonds and CDs in Spain
- Cash ISAs in Spain