Updated October 17, 2026 · VaultCue Editorial Team

Top accounts for freelancers compared in Spain

28 accounts available in Spain, ranked for Spain.

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Top accounts for freelancers compared in Spain
Order	Account	Score	Key facts	Actions
1	QontoTop pickPartner Up to 5% AER account remuneration for 2 months for new customers: 5% AER for 2 months, then 1.5% AER on the Smart plan	8.7/10	Monthly fee: €19 Licence type: Payment institution Deposit protection: EU DGS up to EUR 100,000	Review CompareVisit
2	Qonto Portugal Business AccountPartner 1-month free trial: 1 month free	8.7/10	Monthly fee: €9 Licence type: Payment institution Deposit protection: EU DGS up to EUR 100,000	Review CompareVisit
3	Finom ESPartner Spanish site of Finom, an online payments and business account solution for autonomos and small businesses.	9.2/10	Monthly fee: €0 Currency conversion fee: 0.5% Currencies: 17	Review CompareVisit
4	FinomPartner Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000	8.9/10	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 1%	Review CompareVisit
5	NebeusPartner	8.7/10	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 0.5%	Review CompareVisit
6	Revolut AUPartner	9.1/10	Monthly fee: £0 Licence type: E money Deposit protection: FSCS up to GBP 85,000	Review CompareVisit
7	Revolut UKPartner	9.0/10	Monthly fee: £0 Licence type: E money Deposit protection: FSCS up to GBP 85,000	Review CompareVisit
8	WamoPartner Cashback on card spend with annual plans: up to 1%	9.2/10	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currencies: 22	Review CompareSee alternatives
9	Finom FRPartner French site of Finom, an online payments and business account solution for freelancers and small businesses.	9.2/10	Monthly fee: €0 Currency conversion fee: 0.5% Currencies: 17	Review CompareSee alternatives
10	ePayServicePartner No fees for Debit cards: Card issuance and activation free of charge for ePayService Mastercard Standard and Virtual EUR	9.1/10	Monthly fee: €1.99 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 1.99%	Review CompareSee alternatives