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Updated October 17, 2026 · VaultCue Editorial Team

Nebeus vs Revolut AU

Nebeus scores 8.7 and Revolut AU 9.1 out of 10. Compare their differences and shared features below.
Nebeus

Nebeus

8.7/10
Visit
Revolut AU

Revolut AU

Higher score in this comparison

9.1/10
Visit

What sets them apart

Nebeus vs Revolut AU
CompareNebeusNebeusReviewVisitVisitRevolut AURevolut AUReviewVisitVisit
Monthly fee€0£0
Deposit protectionEU DGS up to EUR 100,000FSCS up to GBP 85,000
Currency conversion fee0.5%0% to 1%Lower
Transfer feeFree SEPA transfersFree in SEPA; paid plans discount elsewhere, free on Ultra worldwide
Licence typeNot confirmedE money
CurrenciesNot confirmed30

Same on both: Local account details (IBAN).

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • Revolut AU scores higher overall: 9.1 vs 8.7.
  • Founded is lower at Nebeus: 2014 vs 2015.
  • Nebeus is licensed in 2 more countries.
  • Revolut AU is available in 35 more countries.
  • Currency conversion fee is lower at Revolut AU: 0% to 1% vs 0.5%.
  • Support channels: only Revolut AU offers Chat, Phone.
  • Audience: only Nebeus offers Business.
  • Audience: only Revolut AU offers Travelers, Teen.
  • Pricing model: only Revolut AU offers Low FX.

Our verdict on each

Nebeus

Nebeus is a euro account for freelancers and small businesses: no monthly fee, a light conversion charge and a local IBAN. Balances sit inside the EU DGS up to EUR 100,000, so the money side holds up as long as you stay in the euro area.

Read the full Nebeus review

Revolut AU

Revolut AU is a fair pick for travellers, freelancers and teens who want many currencies without a monthly charge. It scores 7.6 overall, with an offer part of 9.3 and a cost part of 6.3. The monthly fee is £0 and the currency conversion fee runs 0% to 1%.

Read the full Revolut AU review

Score breakdown

Nebeus vs Revolut AU
AreaNebeusRevolut AU
Cost9.2Monthly fee of €0 on a no monthly fee account, plus a 0.5% conversion fee, so cost comes almost entirely from exchange.9.4HigherMonthly fee of £0 and currency conversion fees of 0% to 1% sit near the site medians of €0 and 0.5%.
Offer8.59.3HigherHolds 30 currencies, 4% variable savings and free atm and joint account, giving an offer score of 9.3.
Trust8.58.6Higher

Spending 1,000 abroad

Nebeus

5

0.5% of 1,000

Revolut AU

0 to 10

0% to 1% of 1,000

Revolut AU comes out 5 lower in this example.

Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.

Availability and regulation

Nebeus vs Revolut AU
CountryNebeusRevolut AU
United Kingdom
ArgentinaNot confirmed
LithuaniaNot confirmed
LT_BL PSD_EMI LT_LT_BL_304940980
SpainNot confirmed
SwitzerlandNot confirmed

Available in 3 countries for both. Additional countries for Nebeus: 1. Additional countries for Revolut AU: 36.

How they place

Nebeus vs Revolut AU
RankingNebeusRevolut AU
Business bank accounts20 of 56322 of 563
Accounts for freelancers10 of 13011 of 130

Every fact side by side

Nebeus vs Revolut AU
FactNebeusRevolut AU
AudienceFreelancer, BusinessTravelers, Freelancer, Teen
Pricing modelNo monthly feeNo monthly fee, Low FXCovers more
FeaturesNot confirmedFree ATM, Joint account
Legal entityRintral Trading SLURevolut Payments UAB
HeadquartersSpainLithuania
Founded2014Lower2015
Support channelsHelp centreChat, Help centre, PhoneCovers more

Savings

Nebeus vs Revolut AU
FactNebeusRevolut AU
Headline rateNot confirmed4%
Rate typeNot confirmedVariable
Minimum depositNot confirmed£0
Access termsNot confirmedInstant access via the Revolut app, fee-free withdrawals, no withdrawal limits
Account kindNot confirmedEasy access

Money transfer

Nebeus vs Revolut AU
FactNebeusRevolut AU
Payout methodsNot confirmedBank

Where each stands against the rest

Nebeus vs Revolut AU
FactNebeusRevolut AUMedian
Currency conversion fee0.5%at the median0% to 1%below the median0.5%
CurrenciesNot confirmed30highest quarter5

Median across 536 listed accounts.

Pros and cons

Nebeus

Pros

  • Deposits are covered by EU DGS up to EUR 100,000.
  • A conversion fee of 0.5% compares with 3.99% at Skrill and 3% at bunq.
  • A euro account with a monthly fee of €0, which ranks 1 of 500 in the monthly fee comparison.

Cons

  • Help is limited to help centre, so there is no phone line or live chat.
  • The conversion fee of 0.5% sits above the 0.22% median for everyday accounts.
  • Spanish permission is a virtual currency service provider registration, D664, rather than a bank licence.

Revolut AU

Pros

  • Monthly fee of £0, ranked 1 of 500 brands on that measure.
  • Currencies held number 30, well above the site median of 5 for the set.
  • A savings balance paying 4% at a variable rate, against a site median of 3%.

Cons

  • Deposit protection is listed as FSCS up to GBP 85,000, and the licence type is e money rather than a bank licence.
  • The savings rate is variable, so the 4% figure can move.
  • Transfer pricing is uneven: free in SEPA, discounted on paid plans elsewhere, and free on Ultra worldwide.

Who each suits

Nebeus

Who it suits

  • Freelancers and sole traders who invoice in euros and want Free SEPA transfers on the account.
  • Small businesses paying suppliers in the single currency, since €0 keeps the running cost at nothing.
  • Anyone who wants euro balances covered by EU DGS up to EUR 100,000.

Who should look elsewhere

  • Support seekers, because help runs through help centre alone.
  • Heavy converters, since the 0.5% charge applies on top of the 0.22% median typical of everyday accounts.
  • Wallet-first customers such as PayPal Colombia, at $0, who have no use for a euro IBAN.

Revolut AU

Who it suits

  • Travellers holding several currencies, one of the audiences in travelers, freelancer and teen.
  • Freelancers billing across currencies who want local account details such as iban.
  • Teens in travelers, freelancer and teen who want a joint account or free ATM withdrawals.

Who should look elsewhere

  • Anyone wanting a bank licence rather than e money cover.
  • Skrill, if you want a money transfer service rather than a multi-currency current account.
  • XTB, if you want a trading platform with its own fee of €0.

Country by country

Nebeus vs Revolut AU
CountryNebeusRevolut AU
ArgentinaYesNo
AustraliaNoYes
AustriaNoYes
BelgiumNoYes
BrazilNoYes
BulgariaNoYes
CroatiaNoYes
CyprusNoYes

8 of 40 countries where either is available.

Questions about each

Nebeus

What does a Nebeus account cost each month?+

The euro account carries no monthly charge: the monthly fee is €0, and Nebeus runs on a no monthly fee model. That places it among the cheapest accounts compared here, where the median monthly fee is €0. Holding the balance itself adds nothing further to that figure.

What does it cost to convert currency?+

Nebeus charges 0.5% on conversion, which matches the median conversion fee across the accounts listed here, 0.5%. For comparison, Skrill charges 3.99% and bunq charges 3%, so both sit above Nebeus on every exchange.

Revolut AU

What is the monthly fee on Revolut AU?+

The monthly fee is £0, and the account sits in the no monthly fee and low fx model. It ranks 1 of 500 brands on monthly fee, matching the site median of €0, so nothing is deducted for holding the account.

How much does it cost to change currency?+

Currency conversion costs 0% to 1% across 30 currencies. The upper end of that range sits near the everyday-account maximum of 3.99%, so frequent conversion is the line to watch in the pricing.

Other options to compare

Nebeus

Visit

Revolut AU

Visit