Hargreaves Lansdown review

The account pays a variable rate of 3.85% to 4.92%, and the rate type is variable, so the return is set by the provider and can move. The median headline rate across the savings accounts compared here is 3.08%.

There is no monthly charge. The account runs on a no monthly fee model with a monthly fee of £0, and the minimum deposit is £0, so the cost of holding a balance comes down to the interest it earns.

The minimum deposit is £0, and Hargreaves Lansdown ranks 1 of 370 brands on that comparison. Opening the account therefore does not depend on setting aside a lump sum at the same time.

Deposits are covered by FSCS up to GBP 85,000, which is the UK deposit protection limit. The account is provided by Hargreaves Lansdown Asset Management Limited, which is registered with the Financial Conduct Authority and also holds an electronic money authorisation in the UK.

Access terms say you can withdraw money at any time, and a withdrawal usually takes a working day. The account is easy access (easy access) with a rate of 3.85% to 4.92%, so the money stays reachable without locking it away.

Support runs on phone and help centre, so a question can be put to the phone line or handled through the online help centre. The provider is Hargreaves Lansdown Asset Management Limited and the account is regulated by the Financial Conduct Authority in the UK.

The account is run by Hargreaves Lansdown Asset Management Limited, a provider founded in 1981 and based in the United Kingdom. The rate it pays is 3.85% to 4.92% on an easy access account (easy access) with a no monthly fee charging model.

It suits UK savers who want easy access, a variable rate of 3.85% to 4.92% and a monthly fee of £0. It is less suited to people chasing the highest headline number, since other options compared here list rates such as 21.59% and 24.19%.