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Updated October 18, 2026 · VaultCue Editorial Team

Top savings accounts compared in the United Kingdom

486 accounts available in the United Kingdom, ranked for the United Kingdom.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top savings accounts compared in the United Kingdom
OrderAccountScoreFeaturesKey factsActions
1
Linxea logo
LinxeaTop pickPartner

100 EUR offered for opening a Linxea Spirit 2 contract for your minor child

9.1/10
  • No monthly fee
Headline rate:
3%
Rate type:
Variable
Minimum deposit:
€100
ReviewCompareVisit
2
Airwallex logo
AirwallexPartner

Limited offer - business rewards with Airwallex AI: Up to HK$68,888

8.6/10
    Headline rate:
    2.18% to 3.83%
    Rate type:
    Variable
    Minimum deposit:
    HK$0
    		ReviewCompareVisit
    3
    Bitpanda logo
    BitpandaPartner
    		9.0/10
    • No monthly fee
    Headline rate:
    2.38%
    Rate type:
    Variable
    Deposit protection:
    EU DGS up to EUR 100,000
    		ReviewCompareVisit
    4
    iuvoSAVE logo
    iuvoSAVEPartner
    		8.7/10
    • No monthly fee
    Headline rate:
    5%
    Rate type:
    Fixed
    Term:
    3 months
    		ReviewCompareVisit
    5
    Hargreaves Lansdown logo
    Hargreaves LansdownPartner

    Active Savings cashback offer: GBP 10 to GBP 150: GBP 10 to GBP 150 cashback

    		9.3/10
    • No monthly fee
    Headline rate:
    3.85% to 4.92%
    Rate type:
    Variable
    Minimum deposit:
    £0
    		ReviewCompareVisit
    6
    Sendwave logo
    SendwavePartner

    Sendwave Wallet cash back or rewards

    		9.0/10
      Deposit protection:
      FSCS up to GBP 85,000
      Access terms:
      Senders in Belgium, Canada, Germany, Spain, France, UK, Ireland, Italy, Portugal, US; Sendwave Wallet senders from US and UK only
      Account kind:
      Cash management
      		ReviewCompareVisit
      7
      Monzo logo
      MonzoPartner

      3 month free trial of YouTube Premium Lite included with the Max plan: 3 months free YouTube Premium Lite

      		8.9/10
      • No monthly fee
      • Joint account
      Headline rate:
      2.75% to 3.5%
      Rate type:
      Variable
      Minimum deposit:
      £0
      		ReviewCompareVisit
      8
      OakNorthPartner
      		8.8/10
      • No monthly fee
      • Free ATM
      Headline rate:
      4.35%
      Rate type:
      Variable
      Minimum deposit:
      £1
      		ReviewCompareVisit
      9
      Panda Remit logo
      Panda RemitPartner

      Zero transfer fee and better exchange rate for first-time customers: Zero transfer fees for the first transfer

      		8.3/10
        Deposit protection:
        FDIC up to USD 250,000
        Access terms:
        On demand, 24/7; exchange rate can be locked for 24 hours
        Legal entity:
        Wotransfer PTE. LTD.
        		ReviewCompareVisit
        10
        Revolut AU logo
        Revolut AUPartner
        		9.1/10
        • Travelers
        • No monthly fee
        • Low FX
        • Free ATM
        • Joint account
        Headline rate:
        4%
        Rate type:
        Variable
        Minimum deposit:
        £0
        		ReviewCompareVisit

        Licensed in the United Kingdom

        Airwallex
        Financial Conduct Authority (UK)
        Hargreaves Lansdown
        Financial Conduct Authority
        Hargreaves Lansdown
        Financial Conduct Authority (Electronic Money Regulations 2011)
        Sendwave
        Financial Conduct Authority (UK)
        Monzo
        Financial Conduct Authority
        Monzo
        Prudential Regulation Authority
        OakNorth
        Prudential Regulation Authority
        Revolut AU
        Financial Conduct Authority and Prudential Regulation Authority
        Revolut AU
        Financial Conduct Authority (e-money and payment services under the Electronic Money Regulations 2011)
        Revolut AU
        Financial Conduct Authority
        Revolut UK
        Financial Conduct Authority and Prudential Regulation Authority (Revolut Bank UK Ltd)
        Revolut UK
        Financial Conduct Authority, Electronic Money Institution (Revolut Ltd)
        Revolut UK
        Financial Conduct Authority and Prudential Regulation Authority (ClearBank Limited, savings deposit partner)
        Lightyear
        Financial Conduct Authority
        Kent Reliance
        Prudential Regulation Authority (authorised) and Financial Conduct Authority (regulated)
        TSB
        Financial Conduct Authority
        SEB
        Prudential Regulation Authority (third country branch authorisation), subject to regulation by the Financial Conduct Authority
        Aviva
        Financial Conduct Authority
        Klarna Bank
        Financial Conduct Authority (consumer credit; payment services and e-money FRN 1021834)
        Vanquis
        Prudential Regulation Authority / Financial Conduct Authority

        Other rankings

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        Other countries

        Linxea

        Linxea

        Top pick for the United Kingdom

        9.1/10Visit