Updated September 28, 2026 · VaultCue Editorial Team
Airwallex vs Revolut AU
Airwallex
Revolut AU
Higher score in this comparison
Where Airwallex and Revolut AU differ
| Compare | AirwallexReviewVisitVisit | Revolut AUReviewVisitVisit |
|---|---|---|
| Headline rate | 2.18% to 3.83% | 4%Higher |
| Minimum deposit | HK$0 | £0 |
| Access terms | Airwallex Yield: no lock-up, no minimum balance, daily returns, funds settle to and from Yield balances within 2 business days | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits |
| Monthly fee | HK$2,499 | £0 |
Same on both: Rate type (Variable), Deposit protection (FSCS up to GBP 85,000), Account kind (Easy access).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Revolut AU scores higher overall: 9.1 vs 8.6.
- Airwallex is licensed in 3 more countries.
- Airwallex is available in 30 more countries.
- Headline rate is higher at Revolut AU: 4% vs 2.18% to 3.83%.
- Support channels: only Airwallex offers Email.
- Support channels: only Revolut AU offers Chat, Phone.
Our verdict on each
Airwallex
Airwallex Yield suits businesses that want idle operating cash to earn a variable rate without tying it up. The Hong Kong account charges a monthly fee of HKD 2,499 on top of a 2.18% to 3.83% rate, and the account is easy access, so the balance stays reachable.
Revolut AU
Revolut AU is a fair pick for travellers, freelancers and teens who want many currencies without a monthly charge. It scores 7.6 overall, with an offer part of 9.3 and a cost part of 6.3. The monthly fee is £0 and the currency conversion fee runs 0% to 1%.
Score breakdown
| Area | Airwallex | Revolut AU |
|---|---|---|
| Cost | 8.8A monthly fee of HKD 2,499 sits above the €449 highest fee in the comparison, offset by a HKD 0 minimum. | 9.4HigherMonthly fee of £0 and currency conversion fees of 0% to 1% sit near the site medians of €0 and 0.5%. |
| Offer | 8.5 | 9.3HigherHolds 30 currencies, 4% variable savings and free atm and joint account, giving an offer score of 9.3. |
| Trust | 8.5 | 8.6Higher |
Positions in our rankings
| Ranking | Airwallex | Revolut AU |
|---|---|---|
| Savings accounts | 3 of 1420 | 39 of 1420 |
| Business bank accounts | 2 of 563 | 22 of 563 |
| Money transfer services | 1 of 1564 | 28 of 1564 |
| Multi-currency accounts | 3 of 348 | 12 of 348 |
Availability and regulation
| Country | Airwallex | Revolut AU |
|---|---|---|
| United Kingdom | Financial Conduct Authority 933846 | |
| Australia | Not confirmed | |
| Hong Kong | Not confirmed | |
| Lithuania | Not confirmed | LT_BL PSD_EMI LT_LT_BL_304940980 |
| Netherlands | De Nederlandsche Bank R179622 | Not confirmed |
| Singapore | Monetary Authority of Singapore PS20200541 | Not confirmed |
Available in 39 countries for both. Additional countries for Airwallex: 30.
A third option
Finom has headline rate at 5%, against 2.18% to 3.83% for Airwallex and 4% for Revolut AU.
Finom reviewWhat we checked
Airwallex
- airwallex.com: 7 facts, checked September 26, 2026
- help.airwallex.com: 2 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
- register.fca.org.uk: 1 fact, checked September 26, 2026
Revolut AU
- revolut.com: 9 facts, checked September 26, 2026
- euclid.eba.europa.eu: 2 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Airwallex | Revolut AU |
|---|---|---|
| Pricing model | Not confirmed | No monthly fee, Low FX |
| Legal entity | Airwallex Capital Hong Kong Limited | Revolut Payments UAB |
| Headquarters | Singapore | Lithuania |
| Founded | 2015 | 2015 |
| Support channels | Email, Help centre | Chat, Help centre, Phone |
Money transfer
| Fact | Airwallex | Revolut AU |
|---|---|---|
| Transfer fee | Explore plan: $0 domestic (US/Canada) local transfer, $1-$7 per international local transfer, $15 SWIFT (SHA), $25 SWIFT (OUR) | Free in SEPA; paid plans discount elsewhere, free on Ultra worldwide |
| Exchange rate markup | 0.5% to 1% | Not confirmed |
| Delivery time | As little as 1 business day; 90%+ of transfers arrive same day | Not confirmed |
| Licence type | Not confirmed | E money |
| Payout methods | Bank | Bank |
| Currencies | from 20 | 30 |
| Fee to send 1,000 | $1 | Not confirmed |
Everyday accounts
| Fact | Airwallex | Revolut AU |
|---|---|---|
| Currency conversion fee | Not confirmed | 0% to 1% |
| Audience | Business | Travelers, Freelancer, Teen |
| Features | Not confirmed | Free ATM, Joint account |
| Local account details | Not confirmed | IBAN |
Where each stands against the rest
| Fact | Airwallex | Revolut AU | Median |
|---|---|---|---|
| Headline rate | 2.18% to 3.83%above the median | 4%above the median | 3.25 |
Median across 658 listed accounts.
Pros and cons
Airwallex
Pros
- Airwallex Yield has no lock-up and no minimum balance, with returns added daily and a short settlement window on and off the balance
- A variable rate of 2.18% to 3.83% with a minimum deposit of HKD 0
- Exchange rate margins of 0.5% to 1% sit under the 2.08% upper quartile for money services here
Cons
- A monthly fee of HKD 2,499 sits well above the €449 highest fee among the business accounts compared
- Support runs on email and help centre only
- The rate is variable, so the return can move rather than being locked in for a term
Revolut AU
Pros
- Monthly fee of £0, ranked 1 of 500 brands on that measure.
- Currencies held number 30, well above the site median of 5 for the set.
- A savings balance paying 4% at a variable rate, against a site median of 3%.
Cons
- Deposit protection is listed as FSCS up to GBP 85,000, and the licence type is e money rather than a bank licence.
- The savings rate is variable, so the 4% figure can move.
- Transfer pricing is uneven: free in SEPA, discounted on paid plans elsewhere, and free on Ultra worldwide.
Who each suits
Airwallex
Who it suits
- Businesses that keep spare cash in a easy access account and want a return without a lock-up
- Companies paying and collecting across borders, with from 20 currencies supported and margins of 0.5% to 1%
Who should look elsewhere
- Not for anyone after a card balance rate: AXI Card Tarjeta y Credito lists 21.59% and Plazo ES lists 24.19%, far above the 2.18% to 3.83% on business cash here
- Not for a consumer wallet: PayPal Colombia lists 3.3%, while this account is built for business customers with a HKD 2,499 monthly fee
Revolut AU
Who it suits
- Travellers holding several currencies, one of the audiences in travelers, freelancer and teen.
- Freelancers billing across currencies who want local account details such as iban.
- Teens in travelers, freelancer and teen who want a joint account or free ATM withdrawals.
Who should look elsewhere
- Anyone wanting a bank licence rather than e money cover.
- Skrill, if you want a money transfer service rather than a multi-currency current account.
- XTB, if you want a trading platform with its own fee of €0.
Current offers
Airwallex
Current offer
Bonus
Limited offer - business rewards with Airwallex AI: Up to HK$68,888
Hong Kong site offer banner linking to the 2026 Airwallex AI rewards campaign page
Source, checked September 26, 2026
Country by country
| Country | Airwallex | Revolut AU |
|---|---|---|
| Canada | Yes | No |
| Cayman Islands | Yes | No |
| China | Yes | No |
| Costa Rica | Yes | No |
| Fiji | Yes | No |
| French Guiana | Yes | No |
| Gibraltar | Yes | No |
| Guadeloupe | Yes | No |
8 of 69 countries where either is available.
Questions about each
Airwallex
What rate does the balance earn?+
Airwallex Yield pays a variable rate, currently 2.18% to 3.83%. The account kind is easy access, so the money is not tied to a term. Returns are added daily, and funds settle to and from Yield balances over a short settlement window.
Is there a minimum deposit or a lock-up?+
There is no lock-up and no minimum balance, and the stated minimum deposit is HKD 0. That makes the balance easy to try with a small sum and easy to top up or draw on. Cash moves to and from Yield balances across a short settlement window rather than on a fixed term.
Revolut AU
What is the monthly fee on Revolut AU?+
The monthly fee is £0, and the account sits in the no monthly fee and low fx model. It ranks 1 of 500 brands on monthly fee, matching the site median of €0, so nothing is deducted for holding the account.
How much does it cost to change currency?+
Currency conversion costs 0% to 1% across 30 currencies. The upper end of that range sits near the everyday-account maximum of 3.99%, so frequent conversion is the line to watch in the pricing.
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