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Updated September 28, 2026 · VaultCue Editorial Team

CitiBank AE vs Revolut AU

CitiBank AE scores 9.5 and Revolut AU 9.1 out of 10. Compare their differences and shared features below.
CitiBank AE

CitiBank AE

Higher score in this comparison

9.5/10
Visit
Revolut AU

Revolut AU

9.1/10
Visit

Where CitiBank AE and Revolut AU differ

CitiBank AE vs Revolut AU
CompareCitiBank AECitiBank AEReviewVisitVisitRevolut AURevolut AUReviewVisitVisit
Monthly feeAED 0 to AED 25£0
Currency conversion fee0%0% to 1%
Currencies930Higher
Transfer feeNo transfer charges (Citi Global Transfers)Free in SEPA; paid plans discount elsewhere, free on Ultra worldwide
Licence typeNot confirmedE money
Deposit protectionNot confirmedFSCS up to GBP 85,000
Free ATM withdrawalsAED 0 to AED 40,000Not confirmed

Same on both: Local account details (IBAN).

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Key differences

  • CitiBank AE scores higher overall: 9.5 vs 9.1.
  • Founded is lower at CitiBank AE: 1964 vs 2015.
  • Revolut AU is licensed in 1 more country.
  • Revolut AU is available in 38 more countries.
  • Currencies is higher at Revolut AU: 30 vs 9.
  • Support channels: only CitiBank AE offers Email.
  • Support channels: only Revolut AU offers Chat.
  • Audience: only CitiBank AE offers Business.
  • Audience: only Revolut AU offers Travelers, Freelancer, Teen.
  • Pricing model: only Revolut AU offers No monthly fee.

Our verdict on each

CitiBank AE

CitiBank AE is a UAE resident bank account with a free currency conversion fee of 0%, ranked 1 of 312 on that measure. It suits business account holders and UAE residents who want an easy-access account, a local IBAN and free ATM withdrawals, though the savings rate is modest at 0.05%.

Read the full CitiBank AE review

Revolut AU

Revolut AU is a fair pick for travellers, freelancers and teens who want many currencies without a monthly charge. It scores 7.6 overall, with an offer part of 9.3 and a cost part of 6.3. The monthly fee is £0 and the currency conversion fee runs 0% to 1%.

Read the full Revolut AU review

Score breakdown

CitiBank AE vs Revolut AU
AreaCitiBank AERevolut AU
Cost9.6HigherCurrency conversion fee of 0%, ranked 1 of 312 on conversion cost, against a site median of 0.5%.9.4Monthly fee of £0 and currency conversion fees of 0% to 1% sit near the site medians of €0 and 0.5%.
Offer9.2Headline rate of 0.05% at a variable rate sits well below the 3% site median, with 9 currencies available.9.3HigherHolds 30 currencies, 4% variable savings and free atm and joint account, giving an offer score of 9.3.
Trust9.6Higher8.6

Positions in our rankings

CitiBank AE vs Revolut AU
RankingCitiBank AERevolut AU
Savings accounts13 of 142039 of 1420
Business bank accounts8 of 56322 of 563
Money transfer services7 of 156428 of 1564
Multi-currency accounts5 of 34812 of 348

If neither fits

Skrill has currencies at 47, against 9 for CitiBank AE and 30 for Revolut AU.

Skrill review

Every fact side by side

CitiBank AE vs Revolut AU
FactCitiBank AERevolut AU
AudienceBusinessTravelers, Freelancer, Teen
Pricing modelLow FXNo monthly fee, Low FXCovers more
FeaturesFree ATMFree ATM, Joint accountCovers more
Legal entityCitibank N.A.Revolut Payments UAB
HeadquartersUnited Arab EmiratesLithuania
Founded1964Lower2015
Support channelsEmail, Phone, Help centreChat, Help centre, Phone

Savings

CitiBank AE vs Revolut AU
FactCitiBank AERevolut AU
Headline rate0.05%4%Higher
Rate typeVariableVariable
Minimum depositNot confirmed£0
Access termsEasy access; withdrawals up to AED 40,000 per day free on Citibank ATMs globally, interest credited monthly on minimum monthly balance; UAE residents aged 18+ onlyInstant access via the Revolut app, fee-free withdrawals, no withdrawal limits
Account kindEasy accessEasy access

Money transfer

CitiBank AE vs Revolut AU
FactCitiBank AERevolut AU
Delivery timeInstant for listed currenciesNot confirmed
Payout methodsBankBank
Fee to send 1,000AED 0Not confirmed

Where each stands against the rest

CitiBank AE vs Revolut AU
FactCitiBank AERevolut AUMedian
Currency conversion fee0%below the median0% to 1%below the median0.5%
Currencies9above the median30highest quarter5

Median across 536 listed accounts.

Pros and cons

CitiBank AE

Pros

  • Currency conversion fee of 0%, ranked 1 of 312, against a site median of 0.5%
  • Withdrawal allowance of AED 0 to AED 40,000 on Citibank ATMs globally
  • Local account details include an iban for receiving payments

Cons

  • Headline rate of 0.05% is below the 3% site median
  • Monthly fee of AED 0 to AED 25 on the current account, above the €0 site median
  • Covers 9 currencies, which ranks 116 of 379

Revolut AU

Pros

  • Monthly fee of £0, ranked 1 of 500 brands on that measure.
  • Currencies held number 30, well above the site median of 5 for the set.
  • A savings balance paying 4% at a variable rate, against a site median of 3%.

Cons

  • Deposit protection is listed as FSCS up to GBP 85,000, and the licence type is e money rather than a bank licence.
  • The savings rate is variable, so the 4% figure can move.
  • Transfer pricing is uneven: free in SEPA, discounted on paid plans elsewhere, and free on Ultra worldwide.

Who each suits

CitiBank AE

Who it suits

  • Business account holders who send and receive payments in the UAE
  • UAE residents who want an easy-access account with a local IBAN
  • Anyone who needs an easy-access savings pot with monthly interest crediting

Who should look elsewhere

  • Anyone looking for a high savings return, since the rate is 0.05%
  • People who need a wide currency list, as the account holds 9
  • Readers who want an account with no monthly cost, against a fee of AED 0 to AED 25

Revolut AU

Who it suits

  • Travellers holding several currencies, one of the audiences in travelers, freelancer and teen.
  • Freelancers billing across currencies who want local account details such as iban.
  • Teens in travelers, freelancer and teen who want a joint account or free ATM withdrawals.

Who should look elsewhere

  • Anyone wanting a bank licence rather than e money cover.
  • Skrill, if you want a money transfer service rather than a multi-currency current account.
  • XTB, if you want a trading platform with its own fee of €0.

Current offers

CitiBank AE

Current offer

  • Bonus

    Citi Card welcome offer: up to AED 1,500 welcome offer cashback

    Subject to minimum spend and annual fee (where applicable); only new Citi credit card customers who apply or submit a lead directly via Citibank website

    Source, checked September 26, 2026

  • Bonus

    Citi Ultima Credit Card welcome offer: AED 1,500 cashback

    Subject to minimum spend; only new Citi Ultima Credit Card customers who apply or submit a lead directly via Citi website

    Source, checked September 26, 2026

  • Bonus

    New Citigold or Citigold Private Client account: Cash rewards when you open, fund and invest

    Terms and conditions apply

    Source, checked September 26, 2026

  • Discount code

    Talabat instant discount on Mastercard: 20% discount, up to AED 14

    Once a month on the Talabat app; promo code MASTERCARD at checkout

    Source, checked September 26, 2026

Country by country

CitiBank AE vs Revolut AU
CountryCitiBank AERevolut AU
AustraliaNoYes
AustriaNoYes
BelgiumNoYes
BrazilNoYes
BulgariaNoYes
CroatiaNoYes
CyprusNoYes
CzechiaNoYes

8 of 40 countries where either is available.

Questions about each

CitiBank AE

What does it cost to hold a CitiBank AE account?+

The current account charges a monthly fee of AED 0 to AED 25. Citi Global Transfers themselves have AED 0 in charges, and the global wallet conversion fee is 0%. So the recurring cost is the monthly fee, not the transfers.

How much does currency conversion cost?+

Conversion through the global wallet costs 0%. That places CitiBank AE at 1 of 312 brands on conversion cost, well under the 0.5% site median. The wallet covers 9 currencies.

Revolut AU

What is the monthly fee on Revolut AU?+

The monthly fee is £0, and the account sits in the no monthly fee and low fx model. It ranks 1 of 500 brands on monthly fee, matching the site median of €0, so nothing is deducted for holding the account.

How much does it cost to change currency?+

Currency conversion costs 0% to 1% across 30 currencies. The upper end of that range sits near the everyday-account maximum of 3.99%, so frequent conversion is the line to watch in the pricing.

Other options to compare

CitiBank AE

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Revolut AU

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