Updated September 28, 2026 · VaultCue Editorial Team
Pixpay FR vs Revolut AU
Pixpay FR
Revolut AU
Higher score in this comparison
Pixpay FR vs Revolut AU: the differences
| Compare | Pixpay FRReviewVisitVisit | Revolut AUReviewVisitVisit |
|---|---|---|
| Monthly fee | €3.99 | £0 |
| Deposit protection | EU DGS up to EUR 100,000 | FSCS up to GBP 85,000 |
| Currency conversion fee | 2% | 0% to 1%Lower |
| Transfer fee | Free: no top-up fee when funding by card or transfer, and no transaction fees | Free in SEPA; paid plans discount elsewhere, free on Ultra worldwide |
| Licence type | Not confirmed | E money |
| Currencies | Not confirmed | 30 |
| Free ATM withdrawals | €1 | Not confirmed |
Same on both: Local account details (IBAN).
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Key differences
- Revolut AU scores higher overall: 9.1 vs 8.7.
- Revolut AU is available in 36 more countries.
- Currency conversion fee is lower at Revolut AU: 0% to 1% vs 2%.
- Support channels: only Pixpay FR offers Email.
- Support channels: only Revolut AU offers Phone.
- Audience: only Revolut AU offers Travelers, Freelancer.
Our verdict on each
Pixpay FR
Pixpay suits a teen in France who wants a card and app of their own. It costs €3.99 a month, converts currency at 2%, and covers deposits under EU protection, so euro spending stays cheap while other currencies do not.
Revolut AU
Revolut AU is a fair pick for travellers, freelancers and teens who want many currencies without a monthly charge. It scores 7.6 overall, with an offer part of 9.3 and a cost part of 6.3. The monthly fee is £0 and the currency conversion fee runs 0% to 1%.
Score breakdown
| Area | Pixpay FR | Revolut AU |
|---|---|---|
| Cost | 8.4Monthly fee of €3.99 against a site median of €0, with fx conversion at 2%. | 9.4HigherMonthly fee of £0 and currency conversion fees of 0% to 1% sit near the site medians of €0 and 0.5%. |
| Offer | 9.2Built for teens per teen, with free ATM withdrawals per free atm and joint account and support on email, chat and help centre. | 9.3HigherHolds 30 currencies, 4% variable savings and free atm and joint account, giving an offer score of 9.3. |
| Trust | Not confirmed | 8.6 |
Spending 1,000 abroad
Pixpay FR
20
2% of 1,000
Revolut AU
0 to 10
0% to 1% of 1,000
Revolut AU comes out 20 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 26, 2026.
Where they rank in our lists
| Ranking | Pixpay FR | Revolut AU |
|---|---|---|
| Student, teen and kids accounts | 5 of 273 | 9 of 273 |
Where each is licensed and available
| Country | Pixpay FR | Revolut AU |
|---|---|---|
| Lithuania | Not confirmed | LT_BL PSD_EMI LT_LT_BL_304940980 |
| Malta | Not confirmed | |
| Netherlands | De Nederlandsche Bank N.V. R182870 | Not confirmed |
| United Kingdom | Not confirmed | Financial Conduct Authority 933846 |
Available in 3 countries for both. Additional countries for Revolut AU: 36.
Sources behind this comparison
Pixpay FR
- pixpay.fr: 7 facts, checked September 26, 2026
- pixpay.zendesk.com: 4 facts, checked September 26, 2026
Revolut AU
- revolut.com: 10 facts, checked September 26, 2026
- euclid.eba.europa.eu: 3 facts, checked September 26, 2026
- en.wikipedia.org: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | Pixpay FR | Revolut AU |
|---|---|---|
| Audience | Teen | Travelers, Freelancer, TeenCovers more |
| Pricing model | Not confirmed | No monthly fee, Low FX |
| Features | Free ATM, Joint account | Free ATM, Joint account |
| Legal entity | BFF Financial Services | Revolut Payments UAB |
| Headquarters | France | Lithuania |
| Founded | Not confirmed | 2015 |
| Support channels | Email, Chat, Help centre | Chat, Help centre, Phone |
Savings
| Fact | Pixpay FR | Revolut AU |
|---|---|---|
| Headline rate | Not confirmed | 4% |
| Rate type | Not confirmed | Variable |
| Minimum deposit | Not confirmed | £0 |
| Access terms | Not confirmed | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits |
| Account kind | Not confirmed | Easy access |
Money transfer
| Fact | Pixpay FR | Revolut AU |
|---|---|---|
| Payout methods | Not confirmed | Bank |
Where each stands against the rest
| Fact | Pixpay FR | Revolut AU | Median |
|---|---|---|---|
| Currency conversion fee | 2%above the median | 0% to 1%below the median | 0.5% |
| Currencies | Not confirmed | 30highest quarter | 5 |
| Free ATM withdrawals | €1at the median | Not confirmed | €1 |
Median across 536 listed accounts.
Pros and cons
Pixpay FR
Pros
- Built for teens as the account's stated audience, which is a smaller field than general accounts
- Deposits are under EU DGS with cover of EU DGS up to EUR 100,000
- No charge to top up by card or transfer, and no transaction fees, so everyday money movement costs nothing
Cons
- A monthly fee of €3.99 where the site median is €0
- A currency conversion fee of 2%, against a site median of 0.5% and a teen and student median of 1.5%
- Support runs on email, chat and help centre only, with no phone line listed
Revolut AU
Pros
- Monthly fee of £0, ranked 1 of 500 brands on that measure.
- Currencies held number 30, well above the site median of 5 for the set.
- A savings balance paying 4% at a variable rate, against a site median of 3%.
Cons
- Deposit protection is listed as FSCS up to GBP 85,000, and the licence type is e money rather than a bank licence.
- The savings rate is variable, so the 4% figure can move.
- Transfer pricing is uneven: free in SEPA, discounted on paid plans elsewhere, and free on Ultra worldwide.
Who each suits
Pixpay FR
Who it suits
- A teen in France who wants their own card and app, with a French IBAN and euro pricing
- A parent looking for a shared or joint account with a young person
- Anyone who holds euro spending money and wants the balance covered by EU deposit protection
Who should look elsewhere
- Anyone who spends in other currencies often, since the conversion fee sits well above the teen and student median
- A reader who wants an account with no monthly charge, where bunq lists a monthly fee of €0
- Credit Agricole Egypt Member Get Member, which charges a monthly fee of EGP 50 and targets a different market
Revolut AU
Who it suits
- Travellers holding several currencies, one of the audiences in travelers, freelancer and teen.
- Freelancers billing across currencies who want local account details such as iban.
- Teens in travelers, freelancer and teen who want a joint account or free ATM withdrawals.
Who should look elsewhere
- Anyone wanting a bank licence rather than e money cover.
- Skrill, if you want a money transfer service rather than a multi-currency current account.
- XTB, if you want a trading platform with its own fee of €0.
Current offers
Pixpay FR
Current offer
First period offer
One month free for back to school (code BACKTOSCHOOL): 1 month free
Promo code BACKTOSCHOOL, autumn 2026 offer on Pixpay plans; cancellable at any time
Source, checked September 26, 2026
Country by country
| Country | Pixpay FR | Revolut AU |
|---|---|---|
| Australia | No | Yes |
| Austria | No | Yes |
| Belgium | No | Yes |
| Brazil | No | Yes |
| Bulgaria | No | Yes |
| Croatia | No | Yes |
| Cyprus | No | Yes |
| Czechia | No | Yes |
8 of 39 countries where either is available.
Questions about each
Pixpay FR
How much does Pixpay cost to run each month?+
The monthly fee is €3.99, where the median across the accounts tracked is €0. Most of the accounts in the teen and student ranking charge nothing, so the monthly charge is the main running cost here. It ranks 443 of 500 on that measure.
What does it cost to change currency?+
Currency conversion is charged at 2%, which sits above the site median of 0.5% and the teen and student median of 1.5%. A reader who spends mainly in the euro pays nothing extra, since the fee applies when money is converted. It ranks 214 of 312 on conversion cost.
Revolut AU
What is the monthly fee on Revolut AU?+
The monthly fee is £0, and the account sits in the no monthly fee and low fx model. It ranks 1 of 500 brands on monthly fee, matching the site median of €0, so nothing is deducted for holding the account.
How much does it cost to change currency?+
Currency conversion costs 0% to 1% across 30 currencies. The upper end of that range sits near the everyday-account maximum of 3.99%, so frequent conversion is the line to watch in the pricing.
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