Pixpay FR vs Revolut UK

Pixpay FR

Who it suits

• A teen in France who wants their own card and app, with a French IBAN and euro pricing
• A parent looking for a shared or joint account with a young person
• Anyone who holds euro spending money and wants the balance covered by EU deposit protection

Who should look elsewhere

• Anyone who spends in other currencies often, since the conversion fee sits well above the teen and student median
• A reader who wants an account with no monthly charge, where bunq lists a monthly fee of €0
• Credit Agricole Egypt Member Get Member, which charges a monthly fee of EGP 50 and targets a different market

Revolut UK

Who it suits

• Savers who want instant app access and no charge for holding the balance, rather than a card and credit deal such as AXI Card Tarjeta y Credito at 21.59%.
• Travelers, freelancers and teens, the audience named in travelers, freelancer and teen, who want 30 currencies and a conversion fee that runs 0% to 1%.
• Anyone starting out with a wallet, since PayPal Colombia is the listed alternative at 3.3% and this balance pays 4% with iban details.

Who should look elsewhere

• Savers shopping on the headline rate alone: the listed alternative Plazo ES shows 24.19% and AXI Card Tarjeta y Credito shows 21.59%, both far above the 4% paid here.
• People who need the return fixed for a set period, since the rate type is variable and the balance is easy-access by design.
• Customers who want the deposits held by the brand itself: the account licence type is e money and the savings sit with a savings deposit partner, a different structure from the listed wallet alternative PayPal Colombia at 3.3%.

Pixpay FR