Lunar
Pros
- Full Nordic banking licence with deposit protection
- Savings, investing and crypto in one app
- Strong coverage across Denmark, Sweden and Norway
Cons
- Focused on the Nordic region only
- Premium features sit behind paid tiers
Neobank comparison
Lunar vs Revolut
Compare Lunar and Revolut side by side: fees, regulation, platforms.
Lunar
Best for the Nordics
Lunar is the standout licensed neobank for the Nordics, folding savings, investing and crypto into a single r…
VS
Revolut
Best all-rounder
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…
Head-to-head comparison
| Feature | Lunar | Revolut |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0.50% |
| Savings APY | 2.50% | 1.74% |
| Currencies | 4 | 36 |
| Card network | Mastercard | Visa and Mastercard |
| Deposit protection | Nordic deposit guarantee up to 100,000 EUR | Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA |
| Regulators | - | - |
| Best for | Best for the Nordics | Best all-rounder |
| Markets & account | ||
Pros & cons
Revolut
Pros
- Huge feature set: FX, savings vaults, stocks, crypto and budgeting
- Weekday interbank FX up to a generous monthly limit
- Polished app with instant spend notifications
Cons
- Weekend FX surcharge and out-of-limit conversion fees
- UK balances are safeguarded e-money, not FSCS protected
Lunar
Lunar is the standout licensed neobank for the Nordics, folding savings, investing and crypto into a single regulated app.
Confirm current fees and rates on the provider's site. T&Cs apply.
Revolut
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.
Confirm current fees and rates on the provider's site. T&Cs apply.
Not the right match?
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