bunq vs Revolut - VaultCue
VaultCue

Neobank comparison

bunq vs Revolut

Compare bunq and Revolut side by side: fees, regulation, platforms.

bunq

bunq

Best for savings interest

bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe…

VS
Revolut

Revolut

Best all-rounder

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…

Head-to-head comparison

bunq vs Revolut
Feature bunq Revolut
Monthly fee EUR 3.99 Free
FX markup 0% 0.50%
Savings APY 2.46% 1.74%
Currencies 16 36
Card network Mastercard Visa and Mastercard
Deposit protection Dutch deposit guarantee (DGS) up to 100,000 EUR Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA
Regulators - -
Best for Best for savings interest Best all-rounder
Markets & account

Pros & cons

bunq

bunq

Pros

  • Dutch banking licence with 100,000 EUR deposit protection
  • Competitive interest paid across multiple currencies
  • Up to 25 sub-accounts and shared spaces

Cons

  • No fully free plan; the entry tier carries a monthly fee
  • ATM withdrawals are charged after a small free allowance
Revolut

Revolut

Pros

  • Huge feature set: FX, savings vaults, stocks, crypto and budgeting
  • Weekday interbank FX up to a generous monthly limit
  • Polished app with instant spend notifications

Cons

  • Weekend FX surcharge and out-of-limit conversion fees
  • UK balances are safeguarded e-money, not FSCS protected
bunq

bunq

bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe. The monthly fee is the trade-off for that protection and yield.

Confirm current fees and rates on the provider's site. T&Cs apply.

Revolut

Revolut

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.

Confirm current fees and rates on the provider's site. T&Cs apply.

Not the right match?

Line up any two accounts side by side, or browse the full list to find your next platform.