bunq vs Current - VaultCue
VaultCue

Neobank comparison

bunq vs Current

Compare bunq and Current side by side: fees, regulation, platforms.

bunq

bunq

Best for savings interest

bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe…

VS
Current

Current

Best for teens and families

Current is the US neobank for households: teen accounts with controls sit alongside boosted savings pods and …

Head-to-head comparison

bunq vs Current
Feature bunq Current
Monthly fee EUR 3.99 Free
FX markup 0% 0%
Savings APY 2.46% 4%
Currencies 16 1
Card network Mastercard Visa
Deposit protection Dutch deposit guarantee (DGS) up to 100,000 EUR FDIC up to 250,000 USD via Choice Financial Group and Cross River Bank
Regulators - -
Best for Best for savings interest Best for teens and families
Markets & account

Pros & cons

bunq

bunq

Pros

  • Dutch banking licence with 100,000 EUR deposit protection
  • Competitive interest paid across multiple currencies
  • Up to 25 sub-accounts and shared spaces

Cons

  • No fully free plan; the entry tier carries a monthly fee
  • ATM withdrawals are charged after a small free allowance
Current

Current

Pros

  • Teen accounts with parental controls and chores
  • Bonus savings pods paying boosted APY
  • Early payday and fee-free overdraft

Cons

  • Not a bank; FDIC cover runs through partner banks
  • Boosted savings rate is capped to a balance limit
bunq

bunq

bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe. The monthly fee is the trade-off for that protection and yield.

Confirm current fees and rates on the provider's site. T&Cs apply.

Current

Current

Current is the US neobank for households: teen accounts with controls sit alongside boosted savings pods and early payday for the parents.

Confirm current fees and rates on the provider's site. T&Cs apply.

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