Neobank comparison
Compare bunq and Monzo side by side: fees, regulation, platforms.
Best for savings interest
bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe…
Best for budgeting
Monzo turned budgeting into the headline feature of a current account. For UK users who want to see and shape…
| Feature | bunq | Monzo |
|---|---|---|
| Monthly fee | EUR 3.99 | Free |
| FX markup | 0% | 0% |
| Savings APY | 2.46% | 3.50% |
| Currencies | 16 | 1 |
| Card network | Mastercard | Mastercard |
| Deposit protection | Dutch deposit guarantee (DGS) up to 100,000 EUR | FSCS up to 85,000 GBP |
| Regulators | - | - |
| Best for | Best for savings interest | Best for budgeting |
| Markets & account | ||
bunq
bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe. The monthly fee is the trade-off for that protection and yield.
Confirm current fees and rates on the provider's site. T&Cs apply.
Monzo
Monzo turned budgeting into the headline feature of a current account. For UK users who want to see and shape their spending, nothing else comes close on usability.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.