Neobank comparison
Compare bunq and Kroo side by side: fees, regulation, platforms.
Best for savings interest
bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe…
Best for interest on your balance
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compel…
| Feature | bunq | Kroo |
|---|---|---|
| Monthly fee | EUR 3.99 | Free |
| FX markup | 0% | 0% |
| Savings APY | 2.46% | 4.10% |
| Currencies | 16 | 1 |
| Card network | Mastercard | Mastercard |
| Deposit protection | Dutch deposit guarantee (DGS) up to 100,000 EUR | FSCS up to 85,000 GBP |
| Regulators | - | - |
| Best for | Best for savings interest | Best for interest on your balance |
| Markets & account | ||
bunq
bunq blends a real banking licence with multi-currency holding and some of the best in-app interest in Europe. The monthly fee is the trade-off for that protection and yield.
Confirm current fees and rates on the provider's site. T&Cs apply.
Kroo
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compelling FSCS-protected home for an everyday GBP balance.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.