Neobank comparison
Compare Kroo and ZEN side by side: fees, regulation, platforms.
Best for interest on your balance
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compel…
Best for cross-border shoppers
ZEN leans into rewards and multi-currency spending for cross-border shoppers, with a money-back guarantee tha…
| Feature | Kroo | ZEN |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0% |
| Savings APY | 4.10% | - |
| Currencies | 1 | 32 |
| Card network | Mastercard | Mastercard |
| Deposit protection | FSCS up to 85,000 GBP | Safeguarded (Lithuanian EMI licence) |
| Regulators | - | - |
| Best for | Best for interest on your balance | Best for cross-border shoppers |
| Markets & account | ||
Kroo
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compelling FSCS-protected home for an everyday GBP balance.
Confirm current fees and rates on the provider's site. T&Cs apply.
ZEN
ZEN leans into rewards and multi-currency spending for cross-border shoppers, with a money-back guarantee that few rivals match.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.