Current
Pros
- Teen accounts with parental controls and chores
- Bonus savings pods paying boosted APY
- Early payday and fee-free overdraft
Cons
- Not a bank; FDIC cover runs through partner banks
- Boosted savings rate is capped to a balance limit
Neobank comparison
Current vs Kroo
Compare Current and Kroo side by side: fees, regulation, platforms.
Current
Best for teens and families
Current is the US neobank for households: teen accounts with controls sit alongside boosted savings pods and …
VS
Kroo
Best for interest on your balance
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compel…
Head-to-head comparison
| Feature | Current | Kroo |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0% |
| Savings APY | 4% | 4.10% |
| Currencies | 1 | 1 |
| Card network | Visa | Mastercard |
| Deposit protection | FDIC up to 250,000 USD via Choice Financial Group and Cross River Bank | FSCS up to 85,000 GBP |
| Regulators | - | - |
| Best for | Best for teens and families | Best for interest on your balance |
| Markets & account | ||
Pros & cons
Kroo
Pros
- FSCS-protected UK bank paying interest on the current-account balance
- No fees on spending or ATM withdrawals abroad
- Shared group accounts for splitting bills
Cons
- GBP-only with no multi-currency holding
- Smaller feature set than the established UK challengers
Current
Current is the US neobank for households: teen accounts with controls sit alongside boosted savings pods and early payday for the parents.
Confirm current fees and rates on the provider's site. T&Cs apply.
Kroo
Kroo pays a headline rate of interest just for keeping money in your current account, which makes it a compelling FSCS-protected home for an everyday GBP balance.
Confirm current fees and rates on the provider's site. T&Cs apply.
Not the right match?
Line up any two accounts side by side, or browse the full list to find your next platform.