Current
Pros
- Teen accounts with parental controls and chores
- Bonus savings pods paying boosted APY
- Early payday and fee-free overdraft
Cons
- Not a bank; FDIC cover runs through partner banks
- Boosted savings rate is capped to a balance limit
Neobank comparison
Current vs Revolut
Compare Current and Revolut side by side: fees, regulation, platforms.
Current
Best for teens and families
Current is the US neobank for households: teen accounts with controls sit alongside boosted savings pods and …
VS
Revolut
Best all-rounder
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…
Head-to-head comparison
| Feature | Current | Revolut |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0% | 0.50% |
| Savings APY | 4% | 1.74% |
| Currencies | 1 | 36 |
| Card network | Visa | Visa and Mastercard |
| Deposit protection | FDIC up to 250,000 USD via Choice Financial Group and Cross River Bank | Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA |
| Regulators | - | - |
| Best for | Best for teens and families | Best all-rounder |
| Markets & account | ||
Pros & cons
Revolut
Pros
- Huge feature set: FX, savings vaults, stocks, crypto and budgeting
- Weekday interbank FX up to a generous monthly limit
- Polished app with instant spend notifications
Cons
- Weekend FX surcharge and out-of-limit conversion fees
- UK balances are safeguarded e-money, not FSCS protected
Current
Current is the US neobank for households: teen accounts with controls sit alongside boosted savings pods and early payday for the parents.
Confirm current fees and rates on the provider's site. T&Cs apply.
Revolut
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.
Confirm current fees and rates on the provider's site. T&Cs apply.
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