Revolut vs Vivid Money - VaultCue
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Neobank comparison

Revolut vs Vivid Money

Compare Revolut and Vivid Money side by side: fees, regulation, platforms.

Revolut

Revolut

Best all-rounder

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…

VS
Vivid Money

Vivid Money

Best for cashback and investing

Vivid bundles spending cashback, savings interest and commission-light investing into one account, which make…

Head-to-head comparison

Revolut vs Vivid Money
Feature Revolut Vivid Money
Monthly fee Free Free
FX markup 0.50% 0%
Savings APY 1.74% 3.50%
Currencies 36 40
Card network Visa and Mastercard Visa
Deposit protection Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA DGS up to 100,000 EUR via Solarisbank
Regulators - -
Best for Best all-rounder Best for cashback and investing
Markets & account

Pros & cons

Revolut

Revolut

Pros

  • Huge feature set: FX, savings vaults, stocks, crypto and budgeting
  • Weekday interbank FX up to a generous monthly limit
  • Polished app with instant spend notifications

Cons

  • Weekend FX surcharge and out-of-limit conversion fees
  • UK balances are safeguarded e-money, not FSCS protected
Vivid Money

Vivid Money

Pros

  • Cashback on everyday spending plus in-app investing
  • Multi-currency pockets with interest
  • Backed by a licensed partner bank with EU deposit cover

Cons

  • E-money model relying on its partner bank for protection
  • Best perks sit behind the paid Prime plan
Revolut

Revolut

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.

Confirm current fees and rates on the provider's site. T&Cs apply.

Vivid Money

Vivid Money

Vivid bundles spending cashback, savings interest and commission-light investing into one account, which makes it a strong second card for EU spenders chasing rewards.

Confirm current fees and rates on the provider's site. T&Cs apply.

Not the right match?

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