Neobank comparison
Compare Monese and Revolut side by side: fees, regulation, platforms.
Best for newcomers without local credit history
Monese earns its place as an entry account for new arrivals who cannot yet pass a traditional bank's checks, …
Best all-rounder
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…
| Feature | Monese | Revolut |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 2.50% | 0.50% |
| Savings APY | - | 1.74% |
| Currencies | 3 | 36 |
| Card network | Mastercard | Visa and Mastercard |
| Deposit protection | Safeguarded (FCA-authorised e-money) | Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA |
| Regulators | - | - |
| Best for | Best for newcomers without local credit history | Best all-rounder |
| Markets & account | ||
Monese
Monese earns its place as an entry account for new arrivals who cannot yet pass a traditional bank's checks, with multi-currency basics built in from day one.
Confirm current fees and rates on the provider's site. T&Cs apply.
Revolut
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.
Confirm current fees and rates on the provider's site. T&Cs apply.
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