Neobank comparison
Compare Monese and Vivid Money side by side: fees, regulation, platforms.
Best for newcomers without local credit history
Monese earns its place as an entry account for new arrivals who cannot yet pass a traditional bank's checks, …
Best for cashback and investing
Vivid bundles spending cashback, savings interest and commission-light investing into one account, which make…
| Feature | Monese | Vivid Money |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 2.50% | 0% |
| Savings APY | - | 3.50% |
| Currencies | 3 | 40 |
| Card network | Mastercard | Visa |
| Deposit protection | Safeguarded (FCA-authorised e-money) | DGS up to 100,000 EUR via Solarisbank |
| Regulators | - | - |
| Best for | Best for newcomers without local credit history | Best for cashback and investing |
| Markets & account | ||
Monese
Monese earns its place as an entry account for new arrivals who cannot yet pass a traditional bank's checks, with multi-currency basics built in from day one.
Confirm current fees and rates on the provider's site. T&Cs apply.
Vivid Money
Vivid bundles spending cashback, savings interest and commission-light investing into one account, which makes it a strong second card for EU spenders chasing rewards.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.