Neobank comparison
Compare Revolut and Wise side by side: fees, regulation, platforms.
Best all-rounder
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…
Best for multi-currency and FX
Wise is the benchmark for cross-border money: the lowest published FX markup we track and genuine local accou…
| Feature | Revolut | Wise |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0.50% | 0.43% |
| Savings APY | 1.74% | 3.39% |
| Currencies | 36 | 40 |
| Card network | Visa and Mastercard | Mastercard |
| Deposit protection | Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA | Safeguarded (FCA-authorised e-money) |
| Regulators | - | - |
| Best for | Best all-rounder | Best for multi-currency and FX |
| Markets & account | ||
Revolut
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.
Confirm current fees and rates on the provider's site. T&Cs apply.
Wise
Wise is the benchmark for cross-border money: the lowest published FX markup we track and genuine local account details make it the account to hold foreign currency in.
Confirm current fees and rates on the provider's site. T&Cs apply.
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